Sandy Spring Bancorp Inc. (SASR) Q4 2022 Earnings Call Transcript

Jan. 26, 2023 7:00 PM ETSandy Spring Bancorp, Inc. (SASR)
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Sandy Spring Bancorp Inc. (NASDAQ:SASR) Q4 2022 Earnings Conference Call January 26, 2023 2:00 PM ET

Company Participants

Daniel Schrider – Chair, President and Chief Executive Officer

Aaron Kaslow – General Counsel and Chief Administrative Officer

Phil Mantua – Executive Vice President and Chief Financial Officer

Conference Call Participants

Casey Whitman – Piper Sandler

Catherine Mealor – KBW

Manuel Navas – D.A Davidson


Good afternoon. Thank you for attending the Sandy Spring Bancorp Earnings Conference Call and Webcast for the Fourth Quarter of 2022. My name is Matt, and I will be your moderator for today's call. [Operator Instructions]

I would now like to pass the conference over to our host, Daniel Schrider, President and CEO. Daniel, please go ahead.

Daniel Schrider

Thank you, Matt. And good afternoon everyone. Thank you for joining us for our conference call to discuss Sandy Spring Bancorp's performance for the fourth quarter of 2022. As Matt mentioned, this is Dan Schrider speaking and I'm joined here by my colleagues, Phil Mantua, Chief Financial Officer; and Aaron Kaslow, General Counsel and Chief Administrative Officer.

Today's call is open to all investors, analysts, and the media. There is a live webcast of today's call and a replay will be made available later on our website.

But before we get started, covering highlights from the quarter and then taking your questions, Aaron will give the customary Safe Harbor statement. Aaron?

Aaron Kaslow

Thank you, Dan. Good afternoon, everyone.

Sandy Spring Bancorp will make forward-looking statements in this webcast that are subject to risks and uncertainties. These forward-looking statements include statements of goals, intentions, earnings, and other expectations, estimates of risks and future costs and benefits, assessments of expected credit losses, assessments of market risk, and statements of the ability to achieve financial and other goals.


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