Colony Bankcorp, Inc. (CBAN) Q4 2022 Earnings Call Transcript

Jan. 27, 2023 10:44 AM ETColony Bankcorp, Inc. (CBAN)
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Colony Bankcorp, Inc. (NASDAQ:CBAN) Q4 2022 Earnings Conference Call January 27, 2023 9:00 AM ET

Company Participants

Derek Shelnutt - Acting Chief Financial Officer

Heath Fountain - Chief Executive Officer

Conference Call Participants

David Bishop - Hovde Group

Feddie Strickland - Janney


Hello, and welcome to today's Colony Bank Fourth Quarter 2022 Conference Call. My name is Harry, and I'll be coordinating your call today. [Operator Instructions]

And I'll now hand over to Derek Shelnutt to begin. Derek, please go ahead.

Derek Shelnutt

Thanks, Harry. Before we get started today, I would like to go through our standard disclosures. Certain statements we make on this call could be constituted as forward-looking statements within the meaning of the Securities Act of 1933 and the Securities Exchange Act of 1934. Current and prospective investors are cautioned that any such forward-looking statements are not guarantees of future performance, but involve known and unknown risks and uncertainties. Factors that could cause these differences include, but are not limited to, pandemics, variations of the company's assets, businesses, cash flows, financial condition, prospects and other results of operations.

I would also like to add that during our call today, we will reference both our earnings release and our quarterly investor presentation, both of which were filed yesterday base, so please have those available to reference.

And with that, I will turn the call over to our Chief Executive Officer, Heath Fountain.

Heath Fountain

Thanks, D. I want to thank everyone for being on the call today. Before I get into the operating results, I want to cover a couple of other things that you read in the release.

First, this week, we said goodbye to our longtime team member and director, Terry Hester, who passed away on Sunday. Terry started with Colony in 1978 and served with the company over

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