Dime Community Bancshares, Inc. (DCOM) Q4 2022 Earnings Call Transcript

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Dime Community Bancshares, Inc. (NASDAQ:DCOM) Q4 2022 Earnings Conference Call January 27, 2022 8:30 AM ET

Company Participants

Kevin O’Connor - CEO

Stu Lubow - President & COO

Avi Reddy - CFO

Conference Call Participants

Mark Fitzgibbon - Piper Sandler

Steve Moss - Raymond James

Matthew Breese - Stephens Inc.

Manuel Navas - D.A. Davidson

Chris O'Connell – KBW


Good morning or good afternoon all and welcome to the Dime Community Bancshares, Inc. Fourth Quarter Earnings Call. My name is Adam, and I'll be your operator for today. [Operator Instructions]

Before we begin, the company would like to remind you that discussions during this call contain forward-looking statements made under the Safe Harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995. Such statements are subject to risks, uncertainties and other factors that may cause actual results to differ materially from those contained in any such statements including and set forth in today’s press release and the company filings with the U.S. Securities and Exchange Commission to which we’ll refer you.

During this call, references will be made to non-GAAP financial measures as supplemental measures to review and assess operating performance. These non-GAAP financial measures are not intended to be considered in isolation or as a substitute for the financial information prepared and presented in accordance with the U.S. GAAP. The information about these non-GAAP measures and for reconciliation to GAAP, please refer today’s earnings release.

I will now hand over to Kevin O’Connor to begin. Mr. Kevin, please go ahead when you are ready.

Kevin O’Connor

Good morning. Thank you, Adam, and thank you all for joining us this morning. With me today are Stu Lubow, President and Chief Operating Officer; and Avi Reddy, our CFO.

We are pleased to report another strong quarter for Dime. But

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