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Donegal Group Inc. (DGICA) Q4 2022 Earnings Call Transcript

Feb. 23, 2023 10:11 PM ETDonegal Group Inc. (DGICA), DGICB
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Donegal Group Inc. (NASDAQ:DGICA) Q4 2022 Earnings Conference Call February 23, 2023 8:30 AM ET

Company Participants

Karin Daly - Vice President, The Equity Group Inc.

Kevin Burke - President and Chief Executive Officer

Jeff Miller - Chief Financial Officer

Jeff Hay - Chief Underwriting Officer

Dan DeLamater - Senior Vice President, Field Operations

Tony Viozzi - Chief Investment Officer

Conference Call Participants

Karin Daly

Good morning and thank you for joining us today. This morning, Donegal Group issued its Fourth Quarter and Full-Year 2022 Earnings Release outlining its results. The release and a supplemental investor presentation are available in the Investor Relations section of Donegal’s website at www.donegalgroup.com. Please be advised that today’s conference was pre-recorded and all participants are in listen-only mode. After management remarks, there will be a question-and-answer session for questions submitted ahead of the call.

Speaking today will be President and Chief Executive Officer, Kevin Burke; Chief Financial Officer, Jeff Miller; Chief Underwriting Officer, Jeff Hay; Senior Vice President, Field Operations, Dan DeLamater; and Chief Investment Officer, Tony Viozzi. Please be aware that statements made during this call, that are not historical facts, are forward-looking statements and necessarily involve risks and uncertainties that could cause actual results to vary materially.

These factors can be found in Donegal Group’s filings with the Securities and Exchange Commission, including its annual report on Form 10-K and quarterly reports on Form 10-Q. The company disclaims any obligation to update or publicly announce the results of any revisions that they may make to any forward-looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements.

With that, it’s my pleasure to turn it over to Mr. Kevin Burke. Kevin?

Kevin Burke

Thank you Karin, and welcome everyone. From a growth and profitability perspective, our performance

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