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Consumer Portfolio Services, Inc. (CPSS) Q2 2023 Earnings Call Transcript

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Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Q2 2023 Earnings Conference Call August 3, 2023 3:00 PM ET

Company Participants

Charles Bradley - Chief Executive Officer

Danny Bharwani - Chief Financial Officer

Mike Lavin - President and Chief Operating Officer

Conference Call Participants


Good day everyone and welcome to the Consumer Portfolio Services' 2023 Second Quarter Operating Results Conference Call. Today's call is being recorded. Before we begin, management has asked me to inform you that this conference call may contain forward-looking statements.

Any statements made during this call that are not statements of historical facts may be deemed forward-looking statements. Statements regarding current or historical valuations are receivables because dependent on estimated of future events are also forward-looking statements.

All such forward-looking statements are subject to risks that could cause actual results to differ materially from those projected. I refer you to the company's annual report filed March 15th for further clarification. The company assumes no obligation to update publicly any forward-looking statements whether as a result of new information further events or otherwise.

With us here today is Mr. Charles Bradley, Chief Executive Officer; Mr. Danny Bharwani, Chief Financial Officer; and Mr. Mike Lavin, President and Chief Operating Officer of Consumer Portfolio Services.

I will now turn the call over to Mr. Bradley.

Charles Bradley

Thank you and welcome everyone to the second quarter earnings call. It was another good quarter for us. We continue to move forward with what we consider should be a very strong year.

Sort of the highlights I guess you have to sort of look back at what was happening in the last couple of years during the pandemic. The pandemic was sort of a really rare event in the 30 years plus we've been doing this.

With all the influx of government money, it

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