JPMorgan: Q4 Earnings, Consolidated Environment For Loan Growth

Daniel Urbina
506 Followers
(6min)

Summary

  • JPMorgan Chase exceeded Q4 expectations with $1.21 billion higher revenue and GAAP EPS of $4.81, showcasing robust economic performance.
  • The steepening yield curve and higher loan volumes led JPMorgan to provide an optimistic NII guidance of $94 billion for FY 25.
  • Despite a slight overvaluation, JPMorgan remains a "buy" due to strong return on tangible common equity and potential regulatory easing.
  • Risks include market volatility normalization and higher rates affecting other business areas, but JPMorgan's diversified portfolio mitigates these concerns.

Canary Wharf, London, UK: Reuters Plaza in Canary Wharf with view to the JP Morgan building

Jonathan Wilson/iStock Editorial via Getty Images

Ever since the Federal Reserve started cutting interest rates, the 10-year treasury yield has risen substantially to 4.68%, and it is just approximately 30 bps away from the five-year all-time highs. Based on

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Analyst’s Disclosure: I/we have a beneficial long position in the shares of JPM either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

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