I have been a retail investor since the 8th grade and have always been interested in understanding how businesses work and make money. I am a strong believer that behavior and discipline are far more important than intelligence and analysis. My favorite investing quote is "be greedy when others are fearful, and fearful when others are greedy". I believe in a disciplined approach to investing in the public markets where short-term declines present opportunities to buy wonderful businesses at a discount. I'm also an NFL nerd (Packers) and love snowboarding, camping, and the ocean (as you can see in my profile pic)! Also, as a working student, sometimes it is difficult for me to respond to comments in a timely manner. Please know that I will try my best to respond to as many comments as possible, and please don't take it personally if I don't respond or respond late. Anything I write about is strictly my opinion and should not be construed as investment advice. Please do your own research prior to making any investment decisions.