I am a software entrepreneur, currently founder and CEO of Maxos.ai. I have also built many investment research systems. I was employee #2 at SNL Financial, responsible for launching their product line, and have worked on products with Reuters, Bloomberg, Thomson, IHS and Forrester. Maxos includes a think tank that is studying how cloud technology is altering the structure of many industries, including financial services, and producing a new set of big, high-performing companies - the Apex competitors. We also study these individual companies.