Some information about my investing:I have been investing my own money (and managing it myself) for over two decades now. I would never let anyone else manage my money and neither should you.My portfolio is structured as a "High Yield Strategic Income" portfolio. The portfolio has evolved over the past 20 years. All distributions are reinvested.I make every attempt to tell my fellow investors what they "need" to hear, not what Wall Street and the main stream media think you "want" to hear. "Past performance definitely does not guarantee future results". With that said it amazes me that for most investors of dividend stocks, the best they can do is invest in all the same exact S&P company stocks by largest market cap. A side note: I used to be more involved in the Seeking Alpha community however I have scaled way back. The content has become extremely stale & most articles (especially regarding dividend stocks) are simply repeats of previous articles written be different authors. (How many articles do we need about KO, GE, MO, etc. that say exactly the same thing 300 times per year, year in, year out?) The amount of so called advertising masquerading as articles has reached absurd levels as well. Educate yourself about what people really earn in this country:http://www.socialsecurity.gov/cgi-bin/netcomp.cgi?year=2015 Then ask yourself: "How is it possible most people the US can "appear" to be so wealthy?"It is a starting point to cut through the deception that is the main stream media and Wall Street salespeople.Also: Everyone no matter what age should watch "Money as Debt"Link: https://www.youtube.com/watch?v=jqvKjsIxT_8 A personal note:Our family are active charitable donors to: * The Children's Hospital of Philadelphia* St. Jude's Children's Hospital * Ronald McDonald House* Woundedwarriorproject.org. These institutions provide valuable services to children and veterans in need. I know this from personal experience. If you are able, please donate a little something every month to each of these organizations. Thank you.