I am a value-oriented investor. Primarily, I like to focus on dividend-paying entities with solid growth prospects, a healthy balance sheet, and a history of shareholder-friendly policies, all at a discount to intrinsic value. From Graham to Lynch, Bogle to Arnott, I have studied extensively in the field of finance, and have managed to use what I've learned to help people not only make money through better investing and portfolio management, but actually generate much better risk-adjusted returns (i.e. alpha). One thing I strongly advocate, is for a "core-and-explore approach" to portfolio management. Essentially, I like to hedge my bets by utilizing both passive and active investment strategies to gain sufficient market exposure for various asset classes, while also taking advantage of certain valuation dislocations and market inefficiencies that arise. One factor to success that I always stress to clients is the need to keep investing costs down. Apart from that, the most important thing is investor behavior, and the ability to ride the ups and downs of the market, to enjoy the ultimate rewards of a truly long-term investment strategy. I have worked as both an analyst in the banking sector and a financial advisor in the past, and have had a life-long fascination with investing and the markets. I am a self-taught investor, through years of reading and study, but am always looking for ways to improve my performance, and realize that I will always have much more to learn. If you have any questions about any article I've written, please feel free to shoot me a message.