A few years ago, I was looking through my 401k statement and noticed a rather glaring reality – the mutual funds that I had the option to invest in were all underperforming their peers, while dwarfing their expense ratios. I had the sneaking suspicion that I could do better myself. A few years in, and I still do. My writing is essentially my journey in managing my 401k myself. And as SA is such a valuable resource filled with people smarter than I, it often results in deeper knowledge. I don’t have the time or see the point in having a “model” portfolio, because nothing about a model portfolio ultimately matters. If you follow me, you will get my efforts to find high-quality companies, updates and rationale for all the moves I make, as well as rearview analysis on my life as an investor – what I have learned and the mistakes I have made – so that you can avoid making them as well. All of this without having to whip out your credit card.I wish you good luck and great investing!