David Alan Carter is the author of The 12% Solution and Stock Market Cash Trigger (available on Amazon). He began trading stocks back in 1997, just as online brokers began to make their presence felt and the information technology bubble began its historic inflation. What started out as buying-and-holding a couple of mutual funds quickly turned into active investing, and then into day trading. The latter was his sole taxable occupation for ten years. At the end of 2014, he began developing what would become the DIY trading strategies for the books The 12% Solution and Stock Market Cash Trigger. And ultimately, the four subscription models outlined at TrendlineProfits.com. Carter's goal with each of the models was to take as much emotion out of the buy/sell process as possible, reduce volatility and drawdowns (peak-to-trough decline of an investment), and still generate returns competitive with the benchmark S&P 500. "I've stopped day trading," says Carter. "My portfolios are now tied to the strategies I've developed. I sleep like a baby."