Author of Quantitative Risk & Value and two 4-star books, designer of the systemic market risk indicator MTS10. Fred is an individual investor with a professional and scientific mindset. He gained extensive skills in software design, information systems, consulting, marketing, in various environments: nuclear industry, banking, hospitals, manufacturing, distribution, public agencies. He has a PhD in computer science, an MSc in software engineering and an MSc in civil engineering. Fred is also a lifelong rock climber, skier, and ex ski-mountaineering racer.