HiddenLevers is the premier portfolio stress testing platform for financial advisors everywhere. Advisors use the correlations engine and easy user interface to help clients understand risk in portfolios, showcase hedging strategies, and compare portfolios in context of several macroeconomic outcomes. The stress testing toolkit also includes macro themes for those interested in using scenarios and economic trends to effect tactical asset allocation. Advisors are able to use HiddenLevers for portfolio management needs like risk monitoring and stress testing, as well as fiduciary needs like client-friendly explanation and presentation of risk. HiddenLevers helps advisors manage client expectations with portfolio stress testing.
Interested in technology and financial markets. Undergrad in engineering, MS in Comp Sci and an MBA in finance. Building tools for individual investors to make more informed decisions about the stocks and mutual funds they choose.
Identify businesses that have long-term sustainable growth opportunities and are trading at a good value.
Kane Cotton is Vice President and Chief Investment Strategist for Bellatore Financial, Inc., a third party asset management firm located in San Jose, CA. Mr. Cotton serves as lead portfolio manager on all Capital Allocation & Management portfolios, a discretionary asset allocation program offered by Bellatore. As Chief Investment Strategist, he is responsible for portfolio positioning, due diligence and overall investment strategy. He has played an integral role in developing Capital Allocation & Management’s research processes as well as directing market strategy, due diligence and portfolio management efforts. He served as an expert panelist on ETF strategy with iShares. Prior to joining Capital Allocation & Management in 2005, he spent six years at Invesco. He graduated from Colorado State University in 1996 with a B.A. in Economics and a minor in English where he was an Honorary Member of Omicron Delta Epsilon International Economics Honor Society. He earned his M.B.A. in Investment Management in 2005 from the University of Colorado. He is a CFA charterholder and a member of the CFA Society of San Francisco.
Jim Koch is the Founder and Principal of Koch Capital Management, an independent Registered Investment Advisor (RIA) in the San Francisco Bay Area. He specializes in providing customized financial solutions to individuals, families, trusts and business entities so they are better able to achieve their goals. Jim sees himself as an "implementer" of financial innovation, using state-of-the-art technology to provide practical investment management and retirement planning solutions for clients.
An individual investor focused on preservation of capital and generating dividend income. My strategy is to invest in quality, dividend paying companies, with simple business models, and, a long track record of increasing dividends. Like Nick Murray, I'm a believer in diversification, but not in asset allocation. I'm long 100% equities, all the time. I can live with any amount of volatility if I'm in quality companies. Since I live off dividends, the prices at any particular moment don't rattle me.
David Fish's CCC list is my primary watch list. The quality of the business model (simplicity, tenure), earnings track record and valuation are key principles in my book. Free cash flows and payout ratios are very important metrics.
When I first started investing in 1990, I gravitated to DGI - a book called "dividends don't lie" influenced me. I did not have a single losing position in 10 years. Then, I learned an expensive lesson in 2002 (60% loss of net worth at that time) when I lost my way and got into momentum/technology stocks. I lost track of understanding WHAT I was buying and HOW the company made it's money. I will never deviate from buying quality companies that have a long track record of paying dividends, at value, since I paid a high price to gain that knowledge.
A critical insight -- it is better to pay a fair price for an excellent company than an excellent price for a fair company (Buffett). I buy companies that I'd buy more of if prices were to drop. A second one, is to have a long term orientation (Klarman). In other words, buy and hold, allow compounding to work, and try not to "market time". SA DGI leaders such as Chuck Carnevale, Chowder, David Fish, David Van Knapp, Tim McAleenan, Part Time investor, Sure Dividend and several others have influenced my thinking.
It is not an exaggeration to say that SA has impacted my life. I'm a first generation American, and am very grateful for the opportunities provided by my adopted country.
35 companies make up 72% of my portfolio. In descending order of size - Proctor & Gamble,Johnson & Johnson,Verizon,Cocal-Cola, AT&T,United Technologies,Exxon Mobil,Diageo.Kimberly-Clark,Hershey, Kraft Heinz
McDonalds Pepsico Unilever Chevron Wal-Mart Emerson Electric International Business Machines Phillip Morris Cummins General Electric
Nestle Disney Microsoft Cisco 3M Helmerich Payne GENERAL MILLS United Parcel Service QUALCOMM W P CAREY Wells Fargo Archer Daniels Midland Oracle Apple. All but three are rated as narrow or wide moats.
The other holdings are mini-ETFs (for example, 11 REITS that I treat as 1 diversified company).
The remainder, ~14 companies, (examples include: Ambev, CAT, DE, DVN, MUR, MRO) are ones I will slowly sell of and re-invest into my core holdings.
As of May 1, 2016 (aged 57 years) I have retired and live off my dividends.
James Hill MD is a clinical assistant professor of radiology at the University of Southern California Medical School and a patent lawyer and former partner at WilmerHale, Knobbe Martens, and McDermott Will & Emery. Although he relies on publicly available information and makes reasonable efforts to confirm its accuracy, his writing here is only opinion. Nothing in these posts or articles constitutes legal, medical, or investment advice. Always do your own due diligence and confirm all information yourself.
Founder Longview Capital Management, LLC Wilmington DE 2005- 2014
Director of Investment Services, Commerce Bancorp, Philadelphia, PA 2000-2005
Managing Director, Fisher Investments, 1998-2000
VP, CoreStates Investment Advisors, Philadelphia, PA 1992-1998
Retired in 1995 at age 52 after selling my company which designed and wrote software for industrial computer servo control systems. Currently teach weekly investment class. Previously control system designer on Gemini spacecraft, designer of supercomputers, and international sales and marketing executive.