A native of Argentina, Marquez has more than 20 years’ experience as an investment banker, and is a recognized expert on both banking and investing strategies, as well as on the emerging markets of Latin America. He is also recognized as one of the investment industry’s most-talented research analysts. It was two stunning and well-publicized predictions he made in 1994 – in Argentina and in Mexico - while serving as a vice president of the Merrill Lynch Emerging Markets Fixed Income Group – that cemented Marquez’s reputation as one of Wall Street’s foremost experts on emerging-markets finance. Both countries had major currency crises by the end of that year. During his 25-year career, Marquez has held positions in such well-known financial firms as Touche Ross & Co., Barclay’s Bank, Swiss Bank, First National Bank of Boston and ADP Capital Management. He has also worked as a consultant, and as an institutional investment manager. These experiences have allowed Marquez to develop and then refine a financial-analysis approach that has enabled him to repeatedly predict major market reversals, while also identifying top investment opportunities in both stocks and bonds. Marquez earned his undergraduate degree in Business Administration, and a Master’s Degree in Industrial Administration from Carnegie-Mellon University. He currently lives in Princeton. Disclaimer: Money Morning and Stansberry & Associates Investment Research are separate companies, and entirely distinct. Their only common thread is a shared parent company, Agora Inc. Agora Inc. was named in the suit by the SEC and was exonerated by the court, and thus dropped from the case. Stansberry & Associates was found civilly liable for a matter that dealt with one writer’s report on a company. The action was not a criminal matter. The case is still on appeal, and no final decision has been made.