I AM NO LONGER and HAVE NOT BEEN contributing articles to SeekingAlpha since 2012. In 2021, I am preparing the launch of a new venture called skwealthacademy, a 20-course online academy that seeks to disrupt the traditional MBA business education model and that focuses completely on applied knowledge that can improve all clients' quality of life, a current massive deficiency of all business schools today. Bookmark and sign up for my free newsletter at https://www.maalamalama.com/wordpress and visit me on my skwealthacademy patreon channel for up-to-date information. After earning an undergraduate degree from the University of Pennsylvania and two master degrees (a Master in Public Policy and a Master in Business Administration) from the University of Texas at Austin, J.Kim started working within the Private Wealth Management division of one of the largest financial institutions in America. In 2005, dissatisfied with the ethics of the commercial investment industry and to be able to serve his clients in a manner consistent with his own commitment to integrity and honor, Mr. Kim left the corporate world behind to launch his own company, a fiercely independent investment research, consulting and education firm in 2006. in 2021,skwealthacademy will be Mr. Kim's second venture as a serial entrepreneur.