Jeff is the President of NewArc Investments Inc., manager of both individual and institutional investments. Jeff is a registered investment advisor, and portfolio manager for NewArc's investment programs. Jeff is a former college professor with a hands-on, real world attitude. His quantitative modeling helped inform state and local officials in Wisconsin for more than a decade. A Public Policy analyst, he taught advanced research methods at the University of Wisconsin, and analyzed many issues related to state tax policy. Jeff began in the financial business as Research Director for trading firm at the Chicago Board Options Exchange. He investigated anomalies in the standard option pricing models, taught classes for beginning options traders, and developed new forecasting techniques. In 1991 he established a general research consultancy, working with professional traders at all of the Chicago financial exchanges. In 1998 he started NewArc Investments, Inc. Jeff has a commitment to the specific needs of individual investors. It is not a one-size-fits all approach, but one that emphasizes the unique circumstances of each client. Jeff also serves on the board of two small technology companies (currently Chairman at one). He is occasionally as an expert witness in legal cases involving financial markets and hedging.
Hi all, I'm a Brussels based investor with a focus on mid-cap European stocks. I favour family-owned forgotten champions with a strong track record. My goal is to build a portfolio of dividend growth stocks over time. I love special situations and using big margins of safety. It's as much about not losing money as it is about winning money. I hold a major in Economic Sciences from Ghent University, specialisation in International Economics. It sharpened my analytical skills and makes me take into account Macro Economics in every situation.
I did a Master in International Strategy & Management at Vlerick Business School. This experience helped me pick up on business models, operational efficiency and excellent marketing practices. It's important to buy a good company, at a fair price. I have previously worked at Deutsche Bank and currently work at a start-up in business information and tools for legal professionals.
I have recommended a basket of stocks in 2016 and 2017 on my blog and LinkedIn. Read more on www.ygrids.com
2016 return: 22,24%
2017 return: 29,11%
My challenge is to write 50 articles in 50 weeks. I hope you enjoy the content! Brecht
David R. Kotok cofounded Cumberland Advisors in 1973 and has been its Chief Investment Officer since inception. He holds a B.S. in economics from The Wharton School of the University of Pennsylvania, an M.S. in organizational dynamics from The School of Arts and Sciences at the University of Pennsylvania, and a masters in philosophy from the University of Pennsylvania.
Mr. Kotok’s articles and financial market commentary have appeared in The New York Times, The Wall Street Journal, Barron's, and other publications. He is a frequent contributor to Bloomberg TV and radio, Fox Business, and other media.
Mr. Kotok has served as Program Chairman of the Global Interdependence Center (GIC) (www.interdependence.org), whose mission is to encourage the expansion of global dialogue and free trade in order to improve cooperation and understanding among nation states, with the goal of reducing international conflicts and improving worldwide living standards. Mr. Kotok chaired its Central Banking Series and organized a five-continent dialogue held in Philadelphia, Paris, Zambia (Livingstone), Hanoi, Singapore, Prague, Cape Town, Shanghai, Hong Kong, Rome, Milan, Tallinn, and Santiago, Chile. He has received the Global Citizen Award from GIC for his efforts.
Mr. Kotok is a member of the National Business Economics Issues Council (NBEIC), the National Association for Business Economics (NABE) and served on the Research Advisory Board of BCA Research. Mr. Kotok has served as a Commissioner of the Delaware River Port Authority (DRPA) and on the Treasury Transition Teams for New Jersey Governors Kean and Whitman. He has also served as a board member of the New Jersey Economic Development Authority and as Chairman of the New Jersey Casino Reinvestment Development Authority. He has authored or co-authored four books, including the Second edition of “From Bear to Bull with ETFs,” now available at Amazon and “Adventures in Muniland."
Joe is CEO of Stanford Wealth Management and a retired SVP of Charles Schwab. He served 36 year in active and reserve military service in special operations and the intelligence community. He brings that geopolitical experience and rational systematic perspective to his research and analysis. He is the author of the investment primer "Bringing Home the Gold" and a member of the SA Marketplace.
If you have a $500,000 portfolio ($250,000 for solely mutual funds & ETFs) you may contact Joe for a no-obligation "second opinion" on your current portfolio: firstname.lastname@example.org.
Laurence J. Kotlikoff is a William Fairfield Warren Professor at Boston University, a Professor of Economics at Boston University, a Fellow of the American Academy of Arts and Sciences, a Fellow of the Econometric Society, a Research Associate of the National Bureau of Economic Research, Head of International Department for Fiscal Sustainability Studies, the Gaidar Institute, President of Economic Security Planning, Inc., a company specializing in financial planning software, and the Director of the Fiscal Analysis Center. Professor Kotlikoff is a NY Times Best Selling author and an active columnist. His columns and blogs have appeared in The New York Times, The Wall Street Journal, The Financial Times, the Boston Globe, Bloomberg, Forbes, Vox, The Economist, Yahoo.com, Huffington Post and other major publications. In addition, he is a frequent guest on major television and radio stations. In 2014, he was named by The Economist as one of the world's 25 most influential economists. In 2015 he was name one of the 50 most influential people in Aging by Next Avenue.
Professor Kotlikoff received his B.A. in Economics from the University of Pennsylvania in 1973 and his Ph.D. in Economics from Harvard University in 1977. From 1977 through 1983 he served on the faculties of economics of the University of California, Los Angeles and Yale University. In 1981-82 Professor Kotlikoff was a Senior Economist with the President's Council of Economic Advisers.
Professor Kotlikoff is author or co-author of 19 books and hundreds of professional journal articles. His most recent book, Get What's Yours -- the Secrets of Maxing Out Your Social Security Benefits (co-authored with Philip Moeller and Paul Solman, Simon & Schuster) is a runaway New York Times Best Seller. His other recent books are The Clash of Generations (co-authored with Scott Burns, MIT Press), The Economic Consequences of the Vickers Commission (Civitas), Jimmy Stewart Is Dead (John Wiley & Sons), Spend ‘Til the End, (co-authored with Scott Burns, Simon & Schuster), The Healthcare Fix (MIT Press), The Coming Generational Storm (co-authored with Scott Burns, MIT Press), and Generational Policy (MIT Press). Through his company, Professor Kotlikoff has designed the nation's top-ranked personal financial planning software and Social Security lifetime benefit maximization software.
Professor Kotlikoff has served as a consultant to the International Monetary Fund, the World Bank, the Harvard Institute for International Development, the Organization for Economic Cooperation and Development, the Swedish Ministry of Finance, the Norwegian Ministry of Finance, the Bank of Italy, the Bank of Japan, the Bank of England, the Government of Russia, the Government of Ukraine, the Government of Bolivia, the Government of Bulgaria, the Treasury of New Zealand, the Office of Management and Budget, the U.S. Department of Education, the U.S. Department of Labor, the Joint Committee on Taxation, The Commonwealth of Massachusetts, The American Council of Life Insurance, Merrill Lynch, Fidelity Investments, AT&T, AON Corp., and other major U.S. corporations.
He has provided expert testimony on numerous occasions to committees of Congress including the Senate Finance Committee, the House Ways and Means Committee, and the Joint Economic Committee.
Dale Roberts is the Chief Disruptor at the Cut The Crap Investing blog. Cut The Crap will introduce Canadians to the many sensible low fee investment options in Canada. Canadians currently pay some of highest investment fees in the world. Dale will help Canadians on the path to creating their own low fee portfolios or direct them to the lower fee managed portfolio solutions.
Dale was a former Investment Funds Advisor at Tangerine Investments, and is a still recover former award-winning advertising writer and creative director.
Dale has been writing on Seeking Alpha from 2013, covering asset allocation, dividend investing and retirement.
As always past performance is not guaranteed to repeat. You should always conduct your own research or speak to a financial advisor. If you don't know what you're doing, don't do it. Dale's articles are not investment advice.
Ph.D. economics and Finance MBA finance
Globe Institute of Technology
Professor – Economics and Finance, Chair of Business Department
Colorado Technical University
Adjunct Professor – courses: Applied Managerial Finance (Graduate Level), Microeconomics, International Finance
European School Of Economics (New York Campus)
Adjunct Professor – Economics (Graduate Level) Courses taught: Microeconomics
Metropolitan College of New York
Adjunct Professor – Economics, Banking and Finance
Courses taught: History of Economic Thought, Macroeconomics, Money and Financial Institutions
World Gold Council
New York, NY
• Constructed econometric models relating to gold's role as a portfolio diversifier primarily aimed at institutional investors.
• Focused on models of the embedded optionality of gold in terms of its relation to other investment assets and economic fundamentals such as inflation and business conditions.
Founder and President, Internet Startup company with polling and investment advice websites.
Fundamental Portfolio Advisors, Inc.
Chief Portfolio Strategist – President
• At the predecessor company I started the New York Muni Fund, the first single state triple tax-free municipal bond fund.
• I took the fund from a one-employee start-up where I performed every function to a family of mutual funds which had five funds with total assets above $300 million and which did all of its distribution, accounting and transfer in-house.
• I wrote the initial prospectus and was responsible for managing the portfolios of what eventually grew to be a family of 5 mutual funds.
• Was chief economist for parent company’s brokerage affiliate.
• Involved on the buy-side in the development and monitoring of various structured municipal finance products. Worked with major issuers such as New York City and major investment banks such as Merrill Lynch and Goldman Sachs.
• Designed and submitted a U.S. Patent Application for a portfolio management system for mutual funds involving derivatives.
Note: In 1996 Fundamental Portfolio Advisors and myself were subject to civil litigation by the SEC which resulted in deregistration and a permanent bar from the securities industry.
A. Gary Shilling & Co.
Senior Economist – Vice President
Economic consulting, modeling and forecasting. Both macro and micro.
• Clients included: Emerson Electric, Bethlehem Steel, Castle & Cooke, Cooper Industries and the U.S. Department of Transportation.
• I was the author of the 1979 study commissioned by the U.S. Government Interstate Commerce Commission, which calculated the expected economic impact of trucking deregulation.
White, Weld & Co, Inc.
• White, Weld was the sixth largest investment banking and brokerage firm when Merrill Lynch bought it.
• Extensive work was done on the All-American Pipeline Proposal to tap the Alaskan Gas Reserves.
• The economics department of White, Weld formed A. Gary Shilling & Co. at the time of the Merrill Lynch merger.
American Stock Exchange
New York University
June 1978 Ph.D.
• Ph.D. dual field, economics and finance.
• Doctoral dissertation was in contingency claims (options) theory
June 1973 MBA with concentration in economics and finance
NYU Engineering School
June 1971 Bachelor of Science - Nuclear Engineering Tau Beta Pi
Analysis of the Embedded Inflation Optionality in Gold Prices. World Gold Council, 2000. New York, N.Y.
The Economic Impact of Trucking Deregulation. Interstate Commerce Commission, 1979, Washington D.C.
Nicholas P. Cheer is CIO of a private family office and a financial thought leader. Nicholas has served as a fiduciary and investment advisor to high net worth clients. All rights reserved and actively enforced.
Seeking Alpha's product team is responsible for the development of all of our product-related projects from start to finish. These projects include the Seeking Alpha Portfolio apps on the App Store and Google Play, our Real Time email alert product, and optimization across the Seeking Alpha website.
The purpose of this profile is to allow us to share with our readers all new product developments. Please follow us on Seeking Alpha to receive updates. We look forward to your input and feedback!
SA Product Team
On Seeking Alpha's Marketplace, I offer a premium service called the Cambridge Income Laboratory focusing on research and analysis of exchange-traded funds (ETFs) and closed-end funds (CEFs). Currently, we are the top-ranked service for ETFs, and also rank 2nd arbitrage and 3rd for CEFs. The Cambridge Income Laboratory boasts a community of over three hundred serious income investors dedicated on sharing ETF and CEF ideas and strategies. Check us out to see why one subscriber calls us a "one-stop shop for CEF research.”
Steven Bavaria writes about finance, economics and politics, drawing on his fifty years experience in international banking, credit, investment, human resources/training, journalism and public service. Now retired from his "day job" in the finance industry, Bavaria lives mostly off his investments. His focus is largely on income-oriented stocks, bonds and mutual funds, especially closed-end funds, ETFs and other IRA-suitable investments. His book "Too Greedy for Adam Smith: CEO Pay and the Demise of Capitalism" is based on his experiences running human resources at the Bank of Boston, where he first learned about the excesses in the CEO pay arena. The book is available on Amazon and at independent retailers. (Here is the link.)
Bavaria began his career at the Bank of Boston, where he handled international credit workouts that included managing a fleet of ships, chasing a Vatican-owned bank in Switzerland, and leading the turnaround of troubled branches in Australia and Panama, before returning to Boston to run the bank's human resources department.
Later he worked at Standard & Poor's, where he introduced ratings to the leveraged loan market. In between Bank of Boston and S&P he was Assoc. Commissioner of the Massachusetts Dept. of Mental Health, worked briefly for Citibank, and was a reporter for IDD Magazine. He also did a short stint at a smaller rating agency where he had to leave in a hurry after writing an article called "From Banker to Bookmaker" that was deemed a bit too candid in describing the conflicted role of major commercial and investment banks. (Read it here.)
Bavaria graduated from Georgetown University and New England School of Law. He lives in Boca Raton, Florida.
In search of a better constructed, more efficient, easily replicable portfolio that is properly risk-balanced for growth with lower downside risk. Also scanning the market for high-quality assets at a discounted price.
Investment horizon is always medium- to long-term (12 months or more), and will often act as a contrarian to short-term consensus in order to identify the best longer-term investment opportunities. Tend to focus on technology and energy services sectors.
Founder Daniel Martins is a former equity researcher at FBR Capital Markets in New York City; finance analyst at hedge fund Bridgewater Associates; and associate auditor at General Electric.
2016 returns: 22.40%
2017 returns: 22.05%
The REIT Forum is in the top 1% on TipRanks: http://bit.ly/cwmftip
The REIT Forum focuses on risk-adjusted returns with a defensive strategy. With a strong background in accounting and finance, fundamentals are a top priority. Buying a strong company with great fundamentals at an attractive price is a good long-term strategy. The subscription platform allows me to do a few things very well. It allows me to share the research I’m doing for my own investment decision making. It allows me to communicate rapidly with investors that are willing to pay for my best work.
The REIT Forum includes:
Subscriber only – Extensive research (thousands of articles) on 50+ companies, buy targets, and forward looking analysis.
Subscriber only - Weekly articles comparing 50+ preferred shares and finding the best opportunities. Preferred shares offer investors high yields with relatively lower risk.
Subscriber only - Analysis and updates on the REIT sectors. This includes finding the best investments within a subsector.
Subscriber only – Risk ratings and dividend sustainability research.
What is my view on risk?
The traditional view is to see earning excess returns as compensation for taking on high levels of risk. I believe it is far better to focus on earning returns from catching market failures. These failures happen due to poor liquidity and investors (including analysts) working with incomplete information. I believe that by knowing the individual companies well, the investor can step in when the “risk” is heavily skewed in favor of “returns”.
I do not try to generate higher returns, I try to generate more consistent returns by reducing the downwards risk. Occasionally that results in exceptionally high returns when something corrects, but it also means I am willing to pass on several decent opportunities because I want the risk/return profile skewed heavily in my favor.
The Seeking Alpha Author Experience is a periodic guide to writing successful articles on our platform. Author Experience installments highlight best practices in financial analysis, mechanics, interacting with readers, and other elements that help authors succeed.
"I usually ignore advice from other traders, especially the ones who believe they are on to a “sure thing”. The old timers, who talk about 'maybe there is a chance of so and so,' are often right and early. - Ed Seykota
- Disclosure: I am not a financial adviser. All articles are my opinion - they are not suggestions to buy or sell any securities. Perform your own due diligence and consult a financial professional before trading.
I started my career working for a boutique consulting firm that was acquired by a Big 6 accounting firm to complement its management consulting group (back then there were the Big 8). Later I took a position with a Fortune 200 company. I've chosen to spend the last part of my career working at a small college, focusing on my economic and market interests. Most of my research and resulting analysis come from my coursework in which I try to help my students see the "big picture" and draw connections between economic events. I've developed the Econ P.I. website (www.econpi.com) to accurately describe economic conditions and determine how financial markets might be impacted. I do not have an agenda to push. Rather, I'm interested in determining what drives markets and identifying emerging trends.
I’m Rob Marstrand, the founder of OfWealth. I publish investment newsletters for private investors, always written in clear, non-technical language.
I spent 15 years at UBS Group, the global investment bank, based in London, Zurich and Hong Kong. Then, for five years, I was Chief Investment Strategist at the US-based Bonner & Partners Family Office.
Now I live in Buenos Aires, Argentina. Given its chaotic history, Argentina is the perfect place to learn how to survive and thrive in times of crisis.
Individual investor focused upon a limited number of diversified stocks. Seeks stocks selling below fair value; favors dividend growth. Advocates fundamental investment analysis, supplemented by the technical charts. Options strategies primarily employed to generate additional income or hedge risk.
Founder & Editor of EPB Macro Research
EPB Macro Research: uses macroeconomic analysis to create an easily replicable portfolio of ETFs, specifically designed to limit drawdowns, reduce volatility and improve total return over a long-term time horizon.
Background: I earned my B.A in Economics from New York University. Upon graduation, I worked at Morgan Stanley in Wealth Management and after as an analyst at Panorama Partners, a quantitative hedge fund specializing in equity derivatives.
I married my diverse background in economic analysis from NYU with my computer programming and statistical knowledge, gained from the hedge fund, to create EPB Macro Research in the summer of 2017.
Disclaimer: EPB Macro Research is published as an information service. It includes opinions as to buying, selling and holding various stocks and other securities.
However, the publishers of EPB Macro Research are not brokers or acting as investment advisers and do not provide investment advice or recommendations directed to any particular subscriber or in view of the particular circumstances of any particular person.
All data is supplied by sources is believed to be reliable, and the calculations herein are made using such data, and that such calculations are not guaranteed by these sources, the information providers, or any other person or entity, and may not be complete.
EPB Macro Research does not guarantee that you will out-perform the stock market.
The information provided by EPB Macro Research is obtained from sources believed to be reliable but is not guaranteed as to accuracy or completeness.
At various times, the publishers and employees of EPB Macro Research may own, buy or sell the securities discussed for purposes of investment or trading. Eric Basmajian invests his own portfolio primarily in stocks/ETFs recommended in the EPB Macro Research newsletter.
EPB Macro Research and its publishers, owners, and agents are not liable for any losses or damages, monetary or otherwise, that result from the content of EPB Macro Research.
Past results are not necessarily indicative of future performance.
Unlike an actual performance record, simulated trades do not represent actual trading. Also, since the trades may not have been actually executed, the results may have over or under compensated for the impact, if any, of certain market factors such as lack of liquidity, money flow, etc. Your results may have been better or worse than the results portrayed. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown.
No independent party has audited the hypothetical model portfolio performance at this Web site.
While the results presented at this Web site are based on certain assumptions that are believed to reflect actual trading conditions, these assumptions may not include all variables that can affect, or have affected in the past, the execution of trades indicated by EPB Macro Research.
Any investments recommended in this letter should be made only after consulting with your investment advisor and only after reviewing the prospectus or financial statements of the company.
I am a retired professor, a retired investment adviser, and currently a private investor and full-time tennis pro. I bought my first stock in a custodial account in 1958. I am a student of history, particularly military and economic/market history. The intellectual passions of my retirement years have been markets, mathematics, and quantum theory. Recently I have found myself reading book after book on the thoughts and feelings of animals, and I believe they are subtly influencing some of my views. I have a cat I like a lot. I like to travel. I served in Vietnam.
An impassioned investment research analyst and writer, Jay Wei holds an MBA in finance from Central Michigan University and a Master of Accountancy from Golden Gate University in San Francisco. He writes syndicated investment commentaries with various investment content providers, including The Motley Fool. Wei takes pride in providing unique and original investment and business analysis on a consistent basis.
Kevin was the CEO and founder of Blue Water Capital Advisors, which he sold and retired from in late 2017. He is now working on a book about natural history, and writing for Seeking Alpha. He was in the financial advisory business for 25 years. This was not his first career. He was a petroleum geologist and academic research scientist for 17 years before joining the financial industry. Kevin’s keen sense of risk-reward dynamics was developed during his geological career when he served as an exploration team leader and senior manager in the oil and gas exploration business. He drilled over 100 wells on his own geological interpretations and found millions of barrels of oil. This was a very high risk kind of business, and Kevin learned a great deal about how risk really works from his experiences in exploration geology. He was also an instructor at The University of New Hampshire and an Asst. Prof. at Bryn Mawr College for several years and has published 12 papers in international scientific journals and books. Highlights of Kevin’s geological career include surviving a violent well blowout, working as a consultant to Phillips Petroleum, Texaco, Exxon, and numerous independent firms, acting as a Principal Investigator on a dinosaur dig in Montana, working as a team member and lead author on paleoclimate research, diving Australia’s Great Barrier Reef, teaching and advising students, receiving numerous research awards and grants, and conducting funded scientific research on sedimentology, paleoceanography, paleoclimatology, geochemistry, and global plate tectonics. Kevin left his geology career when the global oil price collapse finally caught up to him in 1992. He went into the financial advising industry because his father had been a nationally-ranked leader in that field with a major national firm, so he felt comfortable with making the transition. Over the years he was awarded the Chartered Financial Consultant (ChFC) designation and completed about half of the coursework for a Master’s degree in Financial Services. Kevin served as a Trust Officer and Vice President for a major Midwestern regional bank for seven years, and served as a Senior Vice President at National Bank of Commerce in Duluth, MN for four years. He was a member and board member of the Arrowhead Estate Planning Council for a number of years. He has a refined sense of the big economic picture that is grounded in his ability to differentiate meaningful information from “noise,” as he once did while working in science and petroleum geology.
I am the publisher of "Margin of Safety Investing" (MOSI) here on Seeking Alpha and have over 20 years of experience as an investment advisor. TipRanks.com has tracked me since 2011 and ranks me in the top few percent of all analysts. MarketWatch.com named me "The World's Next Great Investing Columnist" after I predicted the oil shale boom in their analyst competition.
You can find my archived articles on MarketWatch.com, Morningstar, Real Clear Markets, Business Journals in various cities and numerous other sites. I have been a featured guest on the "Boomers Rock" radio show, Cody Willard's Underground, Investor in the Family with Seeking Alpha Contributor Brian Bain, Money Radio in Phoenix, Forex Analytix, Investing with David Moadel, appeared on Fox Business and other interviews.
See my two free reports: "Intelligent Asset Allocation for Better Returns and Lower Risk" and "Core 4 Investing Method: A Step by Step Approach" to learn more about my investment philosophy.
I am from a middle class working family. I remember the struggles of the 1970s and 1980s growing up. I understand that a changing world is dangerous and frightening, but also offers opportunities for greater happiness and financial freedom if you can find a path. My goal is to help you find a path to live how you want and take care of who you love.
@KirkSpano on Twitter
See https://BluemoundAM.com for full disclaimers.
Adam Grossman is the founder of Mayport Wealth Management, a financial planning and investment firm in Boston. Mayport's mission is to deliver white-glove service on fair terms. Specifically, this means reasonable, fixed fees, rather than the traditional 1%-of-assets that is the industry norm. Adam received his MBA from the MIT Sloan School and BA from Williams College. Follow Adam on Twitter at @AdamMGrossman. Sign up for his weekly memos at www.mayport.com/friday.
If you've landed here, it's either in error or because you are a little curious. Please indulge me for a moment: I signed up as a contributor to publish in September, 2017 the ten-series of artlcles on what Senior Editor Gil Weinreich featured as 'America's Future Finances'. I consider this the single most important matter that will affect nearly everyone in the U.S. in the next two decades. Risk has two components: probability and severity. Collectively, the eight financial challenges addressed in the series, unless they reverse course soon, will rise to the maximum level of both.
Sound like an oversell? Maybe, but you decide. (For credibility, I've published only 12 articles as a newbie author as of this writing, 4 of which have garnered 'Editor's Pick' status.) Please consider a short investment of your time - a 20 second page-down scan of the final article 10, which summarizes the series. Then, consider whether it is worth your investment of time to read the supporting evidence in the articles, which I cited from over 50 articles and other sources, and invested over 150 hours in researching, developing, drafting, and editing. Then, objectively decide for yourself.
We have many growing concerns in this nation (name your poison: opioids, ineffective politicians, terrorism and rogue nation threats, global warming, others). May I suggest you consider thoughtfully where this ranks within the next 20 years in terms of probability, severity, length, and pervasiveness affecting most every living American. I promise you that your awareness of the challenges we face will be sobering, how you think about investing for retirement will change, and that your time invested will be well worth it.
Nearly 40-year, and now retired, CPA. Former experience includes audit and tax work with small and large CPA firms (including as a manager with a 'Big Eight' firm) for companies ranging in size from shoebox records to 10K and 10Q reviews, and audits, for a Fortune 500. Also served in various private companies as controller/CFO.
Spent the last 21 years prior to retirement with several municipalities as Finance Director (former CPFO, CGFM, CNA) with background in all aspects of financial and treasury management. This included investment of a $25m portfolio in fixed income investments, and issuances of SEC-registered municipal bonds (writing the POS's and OS's), including a trip to Wall Street to meet with Moody's for a bond rating and for a bond insurance meeting (which included a cool visit on the floor of the NYSE during the trading day, pre- 9/11).
I also benefit from a series four week-long seminars on real estate economic development training via classes and tests to become certified as an Economic Development Finance Professional (EDFP). (Never used one bit of it in my career, but it sure helps to understand IRR's etc for REITs now.)
Beyond the CPA-type details, macro-focused and long-term strategic thinker and investor since the early 1980s focused on DGI of revenue-growing cash-flow cows. As a retiree, I prefer investments to companies with 1) steady, monthly, growing top line revenue, 2) growing cash flow and income and dividends, 3) strong long-term runway for product/service demand, 4) with strong controls over expenses and little overhead %. Investing for both growing dividends and total return. These characteristics, particularly increasing dividends during hard times, build wealth over time by compounding including reinvestment in the Roth and traditional IRAs. I find many selective REITs to strongly fulfill these specific portfolio criteria more than many non-reits (particularly economic-sensitive including cyclicals and banks). My holdings have changed over recent years and will change going forward as I continue to learn and tweak my portfolio. While I would prefer to be a long-term buy monitor investor, I've recognized that circumstances change over time, and what was once a great investment may no longer be. While I am presently focused on data center, tower, and fiber reits, I also expect in the future to evaluate many other investment choices.
As a retiree, I'm not a trader. I prefer owning companies with great fundamentals versus more riskier options. This means fewer worries about the thousands of minute-by-minute price overreactions when Mr. Market has another bi-polar manic tantrum. When prices drop, I just remind myself that I own great companies with strong fundamentals in sound long-term growing businesses having growing cash flows and dividends. Selloffs are awesome opportunities: value buying matters enormously, having learned that overpaying has been my greatest mistake, but one of the best lessons learned.
My career experience In accounting and finance provides critical skills sets for investing, of which one of the best is recognizing the exponential wealth-building power of reinvestment of divvies in deferred/tax free accounts.
SA handle explanation: photo - Lennon Rickenbacker 350 model. former member of 60's/Beatles bands, harp, keyboards, backing vocals, occasional lead vocal. Met McCartney a couple of times in '74 at his home in St. Johns Wood, a few blocks from EMI studios at Abbey Road (if you're going to London). Got hooked at that point.
I am a retired baby boomer who enjoyed writing in my former profession. I have been an active investor and follower of the stock market for many years. Now that I am retired from my former profession I am enjoying writing for Seeking Alpha in an effort to join both interests into one new endeavor. Researching, generating a thesis, assembling a coherent interesting story, responding to highly favorable and highly critical comments provides for an unparalleled learning experience. For those so inclined, I highly recommend it. Writing under the pseudonym"out of ignorance", I very much regard investing as a learning process. Investing failures are tuition paid. Investing successes enter the trove of lessons learned.
Professional investment portfolio management since 1974. CFA Charter (1981). Juris Doctor degree, Northwestern University School of Law (1965). Founder, current Chairman and CEO, Askari Equity Management LLC, successor corporation to RIA asset management proprietorship since 1974. "Semi-retired". Interested in consulting to small investment firms and to institutional clients. Very limited willingness to accept new accounts. Practiced corporate law in Chicago (1968-1982); including General Counsel to minority-enterprise Small Business Investment Company. Service on various Boards in Tucson, AZ (1980s-1990s) Peace Corps Volunteer, Kenya (1966-1967).
Daniel Moore is the creator of FinancialRelativity.com, a web portal created for the purpose of tracking the status of financial markets and providing investment analysis and portfolio management insights to investors. Based on the systematic investment research, he writes about the market and publishes his views through internet market publications. He has over 25 years of management experience in corporate finance in a variety of high technology start-ups and public companies. A graduate of Duke University’s Fuqua School of Business in 1988, he has spent the last 10 years managing investment portfolios seeking high risk reward returns for fixed income investors.
I'm an Army veteran and former energy dividend writer for The Motley Fool. My goal is to help all people learn how to harness the awesome power of dividend growth investing to achieve their financial dreams, and enrich their lives. With 22 years of investing experience, I've learned what works and more importantly, what doesn't, when it comes to building long-term wealth and income streams. I'm currently on an epic quest to build a broadly diversified, high-quality, high-yield dividend growth portfolio that:
1. Pays 5% to 6% yield
2. Offers 6% to 7% annual dividend growth
3. Pays dividends AT LEAST on a weekly, but preferably, daily basis
Ronald J. Surz is the developer of the first Robo Analyst for adults, called Age Sage, that matches clients' age, risk attitude and fund preference to an appropriate asset allocation model.. He is also President of Target Date Solutions (TDS), developer of the patented Safe Landing Path and manager of target date funds. He is also President of PPCA, CIO of Paladin FinTech, and CFO of Sortino Investment Analytics.Ron has served on several boards, and currently serves on a few. He earned an MBA in Finance at the University of Chicago and an MS in Applied Mathematics at the University of Illinois.
Retired Pharmacist. Call me RoseKnows enough to know I need to keep learning and keeping a great dividend paying nest egg growing upwards. I also enjoy total return, but it is not my primary goal, it just happens to follow when buying great quality companies.
My 93 stock portfolio is listed here by sector, largest holding by value is listed first. Updated 6/17/2018.
Consumer Defensive (16): PM, KMB, KO, GIS, MO, DEO, PG, SJM, TGT, HSY, PEP, MDLZ, CVS, BUD, CL, KHC. -
Consumer Cyclical (4): HD, MCD, GPC, NKE,
Healthcare (8): JNJ, ABBV, PFE, CAH, AMGN, BDX , MDT, - a bit of CELG- the only non-dividend payer.
Energy (9): XOM, OXY, RDS/B , VLO, AMZA, CVX, NGL-b, TGP-b, AMLP
Tech (4): CSCO, INTC, ADP, IBM, --
Industrial (6): BA, LMT, CMI, MMM, UNP, CVA.
Financial (13): MA, V, NRZ , AJX, CHMI, RA, SLD, BXMT, CIMpB. PMTpB, MET, ABR, OXLC (CEF).
also financial BDCs (4): NEWT, MRCC, TPVG, ARCC
REAL ESTATE or Real Estate Investment Trusts (REITs) = Equity REITs:
Healthcare (4) : OHI, VTR, SBRA -- MPW -
Misc (11): WPC, SPG, DLR, STAG, SKT, KIM, CORR, IRM, EPR, KRG, UNIT- a nibble
(2) Reit Preferred : WPG-H. - CBL-d
Telecom (3): VZ and T - BCE (Canadian).
Utility (9): D, SO, XEL, MGEE, WEC, DNP, LNT, a nibble of SCG hoping to get more shares of D from it. some DCUD, a bond, which is limited and will also give me shares of D.
DNP is a CEF which predominately holds Utilities.
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