John is founder of Nested Interest LLC and has a passion to provide objective, accessible, and well-engineered retirement income advice to the general public. Drawing upon his more than 20 years of experience as an actuary in financial services, John has developed a suite of tools, insights, and frameworks that allows investors to cut to the issues that matter most when creating a retirement income plan. John was a Partner at Deloitte Consulting, where he spearheaded a practice that provided retirement income advisory services to a variety of Fortune 500 financial institutions. He helped his clients design and develop more effective product strategies and analytical tools to assess the retirement income needs of their clients. Leveraging his background in actuarial science, finance, and risk analysis, John invented break-through analytical techniques and product concepts that established him as an industry thought-leader in retirement income planning. While attending Columbia Business School, the birthplace of value investing, John studied capital markets, investment management, quantitative corporate finance, and securities analyses under the “gurus of Wall Street’s gurus”, making him well versed in the different schools of thought within the investment community. John has served in several professional committees, including the Society of Actuaries Financial Reporting Section Council (which he Chaired), an Expert Panel of the AICPA, and is currently serving on the American Academy of Actuaries Lifetime Income Risk Joint Task Force. John is actively involved in his local community, having served on the finance and compensation committees of the United Way’s Hartford, Connecticut chapter, and currently serving on the finance committee of the United Way’s Westchester & Putnam County chapter. John was also a participant in the American Leadership Forum, organized by Leadership of Greater Hartford, where he and his colleagues hosted a forum on asset-building initiatives for the economically disadvantaged. He also coached youth football for several years in West Hartford, Connecticut. John is actively involved in the United Way’s Financial Education Program, giving presentations to employees and members of local nonprofit organizations on budgeting and planning issues. John received his BA in Mathematics/Actuarial Science from The University of Connecticut, and his Master of Business Administration from Columbia University, graduating Beta Gamma Sigma. He is a Fellow of the Society of Actuaries, a Member of the American Academy of Actuaries, and a member of the Financial Planning Association.