Investor with 35 years of investment experience beginning in 1980 during my college days at West Point. As a professional, I was a Financial Advisor / VP for 9 years from 1994 until 2002 at (Dean Witter) Morgan Stanley and Prudential Securities and I received my Series 65 in November 2015. I earned my MBA from Kellogg at Northwestern University, expanding my investment knowledge and skills ... but nothing beats 'the school of hard knocks'. I have been focused on equity investing and experienced and suffered through all of the major and minor market corrections since 1980. So, I have the intestinal fortitude and a very strong stomach for risk (volatility). Having read numerous articles on Seeking Alpha, I decided that my views can offer some value, especially since I put 'my money where my mouth is' with skin in the game just as I did as an investment professional. I have been particularly focused on options for the past 10 years and you can NEVER stop learning how to employ these tools. I am typically a contrarian and longer-term investor and do not follow the hoard mentality. I am not a momentum player unless I can be extremely nimble with the 'trade'. I value the views of others, especially those with the credibilty, expertise and 'chops' for their analyses and prognostications. But I do my own homework when it comes to the fundamentals - I adhere to the Caveat Emptor (Buyer Beware) concept.