I have been investing and following the stock market for 20+ years. I have a business administration degree from the University of North Carolina at Chapel Hill. I focus on value investing in individual stocks while looking for entry points due to macro economic factors. My focus often can be contrarian, as markets become oversold or overbought. My 5 years of commercial loan underwriting guides me to balance sheet, P/L, and cash flow statement analysis to determine value. I study the currency markets and technical analysis to aid in the macroeconomic overview derived from major economic indicators such as GDP, consumer sentiment, unemployment rate, etc. In short, I use common sense approach to investing and review the numbers to determine if I can detect an opportunity.