Larry Kummer has 37 years experience in the finance industry in a variety of roles. From 1994 to 2013 he was at UBS, the last 15 years as a senior portfolio manager and Vice President of Investments. Now retired, he had most of the major licenses at FINA, plus those for commodities and insurance. His articles are widely reposted. Those about economics & finance appear at Roubini’s Economonitor, Investing.com, OilPrice.com, Wolf Street, and (of course) Seeking Alpha. Those about climate change appear at websites such as Climate Etc (of eminent climate scientist Judith Curry). Those about geopolitics have been posted at Martin van Creveld’s website and elsewhere. See his articles about the 2007-08 crash here: http://fabiusmaximus.com/financial-crisis/ Seeing the real estate crash coming, he began writing in Nov 2007. He called the recession in early 2008 (a controversial call then). Like everybody else, he didn't anticipate the depth of the crash in late 2008 -- although accurately reporting as it happened.