Dr. Ned Gandevani is a graduate finance professor at Harvard University and New England College of Business. He is a published author with four books and many articles and essays in investment, finance, business, investment psychology, and accounting topics. He could be reached at firstname.lastname@example.org or 617-910-6256. Dr. Ned Gandevani is an Investment Advisor Representative (IAR) of NMG Capital Group, Inc. 101 Arch Street, Suite 1950, Boston, MA 02110. Securities products/services and advisory services are offered through NMG Capital Group, Inc., a registered investment advisor, 1-617-910-6256. This article is for general education purposes only and does not, nor is it intended to constitute legal, tax, investment, or financial advice. Please consult with your attorney, accountant and/or tax advisor concerning your particular circumstances.