Rob Howard is the founder of Garnet Research, an independent research firm focused on utilities. Rob has extensive background in the utility industry. He worked for Baltimore Gas and Electric for over seven years. While there he spent time in Distribution Engineering, Demand Side Management, and Rates and Regulation. This hands on experience has given him a deep understanding of industry issues. After his industry experience, Rob spent 13 years on the buy-side specializing in utility investing. Rob has a BS in Engineering and a BA in Economics from Swarthmore College. He has an MBA in Finance from The University of Texas. He is also a CFA charterholder.