Mr. Kaplan received his Bachelor and Masters of Arts Degrees from the University of Iowa and his MBA from the University of Nebraska at Lincoln. He also holds a Masters Degree in Sociology from the University of Iowa. Russ Kaplan is an investment adviser representative for Russ Kaplan Investments, Inc. (“RKI”). The partnership was started in 1983. As adjunct faculty at the University of Nebraska at Omaha and Metropolitan Community College, Mr. Kaplan has taught students about economics, finance, and investments. Russ’s investment philosophy is that Russ Kaplan Investments, Inc. is a partner company. We purchase shares of companies as if we were buying the entire company. We will always be completely candid and not try to hide our mistakes. And, we will aim to hold a company for a long period of time. We are investors, not speculators.