Sanjeev Sharma has a unique track record of predicting the stock market accurately since 2008 at SeekingAlpha and/or Yahoo Finance. He has created a framework and a formula based on disposable income to predict the stock market. Formula was created using Machine learning on many years of historical macroeconomic variables. Sanjeev was able to switch his entire portfolio from stocks/REITS to money market funds in early 2007 before the market-crash, and after 2 years in 2009, switch it all back to stocks/REITS. Sanjeev is a New York based consultant and also author of award-winning book '5 Core Methods of Innovation' . The book explains the 5 main methods of innovation that have been used in almost all innovations. The book has been among the top 10 global bestsellers at Amazon.com. . He has over two decades of experience in technology, finance and venture capital roles. Sanjeev holds a masters in business administration from Columbia Business School, New York and has taught business innovation and Finance and leading business schools.