Mike Paisan, Investor Advocate, Second Opinion Equity Educators Mr. Paisan spent 20 years working for investment banks on Wall Street as an equities analyst in the financial sector. After having his license suspended by FINRA for 30 days for having "outside business interests", he decided to leave the equity research business entirely. One of the things that Mr. Paisan realized upon leaving Wall Street was the low level of expertise and lack of service by the retail brokerage business. As a professional investor for many years, it came as quite a surprise to find just how low the competence level was by Financial Advisors and other brokers. It was just as dumbfounding to find out how much is being charged in fees and commissions by the brokerage firms to offer minimal advice. As such, he started an Investor Advocacy firm, Second Opinion Equity Educators to help educate individual investors about the precarious ways of the retail market. The goal of his consulting business is teach retail investors how they might be able to lower overall costs that have eaten away at investors’ returns as well as to educate investors on how they can at least make their advisors work more effectively and efficiently. Prior to starting Second Opinion Equity Educators, Mr. Paisan helped start a cyber risk analytics firm called CyperRisk Partners. He also spent 20 years on Wall Street at various investment banks. Mr. Paisan was instrumental in helping launch the insurance research and analysis effort at KBW, now a leading investment research and banking firm dedicated to the insurance and financial industry. Mr. Paisan has been quoted extensively in print news and has appeared numerous times as an industry analyst and expert on business news programs, such as Bloomberg T.V. and CNBC. He has been voted as a “Best on the Street” analyst three times by the Wall Street Journal and in 2010, he was voted the #1 ranked Analyst on the Street by the Wall Street Journal in his fundamental sector. Mr. Paisan holds an M.B.A. in finance from The University of Hartford and a B.A. in economics from Hartwick College.