Simon Johnson, former chief economist of the International Monetary Fund, is a professor at the MIT Sloan School of Management and a senior fellow at the Peterson Institute for International Economics. He is a co-founder of The Baseline Scenario. James Kwak is a former McKinsey consultant, a co-founder of Guidewire Software, and currently a student at the Yale Law School. He is a co-founder of The Baseline Scenario. All opinions expressed here are those of the authors alone, and not necessarily those of the organizations with which they are affiliated or any other organization or person. Visit The Baseline Scenario (http://baselinescenario.com/ )