My name is Avrom, and I live in Vancouver B.C. I work part-time in health care, ran a web design company for over six years, and now enjoy writing for the Dividend Ninja. I’m a contributing editor for Canadian MoneySaver Magazine, and have written articles for other finance and investing sites. I’m not selling an online course or a book, nor am I a financial advisor or certified financial planner. Just writing about my journey into dividend stocks and what I’ve learned… Disclaimer: The Dividend Ninja is not a professional financial advisor, investment dealer, or a certified financial planner and does not offer professional or financial advice, and is intended to provide general information only. The Dividend Ninja is not responsible for the investment decisions you make. You should consult with your financial advisor before making any investment decisions. Be prudent and cautious. Do your own research, and invest in what you understand.