Timothy L. Ayles is the Chief Investment Officer of Napa Wealth Management Group. George has hand picked Tim both for his highly disciplined investment management techniques in building sensible client portfolios; and for his ground breaking developments in international mathematical investment models. Tim’s expertise is in the rarified atmosphere of commodity trading. He is the founder of Creative Investment Research Group that trains commodity traders all across the United States. Tim was born and raised in Napa and attended Biola University in Southern California. Anyone who meets Tim meets a man focally passionate about investing. He is a voracious reader on the subject, with an extensive bibliography to his credit. Tim is married to his high school sweetheart, Jeanene. Together they have 3 children. He is active in his church, coaches little league and is a longtime Oakland A’s fan. Tim and his family currently reside in the East Bay.