The markets are tough. Only the strong survive. Selling (writing) out of the money covered calls has helped me stay in the game through the bear market. I hope the markets can continue to stabilize and build from here. It pays to be agressive when everyone else gave up.. Apple and Goldman have been rewarding lately. I am getting more cautious now. Good luck to all you bulls out there. I do not own any GS now but I am still long AAPL.