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Top CD Rates By Term Survey

The top CD annal percentage yield (NYSE:APY) this week is at Pentagon Federal Credit Union for a 7-year certificate of deposit currently paying 3.51%.  Six months ago, this same certificate paid 4.50%!

The table below shows the best CD rates for other terms. If that table is hard to read, then try Very Best CD Rates.

"Highest CD Rate Survey + Current US Treasury Rates"

Term
Highest
Rate (APY)
Where?
(Click link for Full Rate Sheets)
Vanguard Daily
0.09%
Vanguard Prime Money Market Fund
Vanguard Tax Exempt
0.11%
Vanguard Tax Exempt Money Market Fund
FDIC Daily Savings
1.40%
Best Savings Account Rate Survey 
6 Month CD
1.23%
Aurora Bank 
1 Year CD
1.55%
Sallie Mae Bank & 1.50%@ Discover Bank 
1 Yr US Treasury
0.29%
US Treasury Rate Quote
18 - Month CD
1.71%
 Aurora Bank 
2 Year CD
2.00%
Stonebridge Bank & Bank of Internet USA
3 Year CD
2.50%
 newDominionDIRECT 
4 Year CD
2.92%
 Bank of Internet USA
5 Year CD
3.06%
Astoria Federal Savings Bank
5 Yr US Treasury
1.83%
US Treasury Rate Quote
7 Year CD
3.51%
Pentagon Federal CU aka PenFed 
10 Year CD
3.50%
Discover Bank
10 Yr US Treasury
3.04%
US Treasury Rate Quote
Vanguard Money Market Rates shown for Reference  

With rates so low, banks will try to sell you their annuity products. Make sure you read my article: Beware of Annuities

Historical CD Rates: 
Click charts to see full size images

1-Month CD Daily Chart
6-Month Certificate of Deposit Historical Chart
6-Month CD Daily Chart
6-Month Certificate of Deposit Historical Chart

Related information:

Disclosure: I have money in several CDs and Savings accounts in several banks so I am fully insured with FDIC