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5 Smart Investment Options For Beginners


Different Investment Options.

Explaining Different Investment Options.

Parameters to be Considered while choosing an Investment Option.

Have you ever thought of investing your money into something productive? Do you want to invest your cash into something where you get good returns? You can invest in many ways, but some options are better than others. Read on below to gain a better understanding of what’s out there.

The different Investment Options available are,

  1. Mutual Funds

  2. Gold

  3. Fixed deposits

  4. Real estate

  5. Bonds.

Mutual funds:

It is a professionally managed investment fund that pools money from many investors to purchase securities. These investors may be retail or institutional in nature.


There are two ways to invest in gold- physical form and on paper. Physical gold like coins, bars, jewelry are assets that can be physically held. Paper gold involves future contracts and ETFs, without the physical gold.

Fixed deposits:

These are, the investment instruments offered by the bank and non-banking financial companies, which provides investors a higher rate of interest than a regular savings account.

Real Estate:

It is, "property consisting of land and the buildings on it, along with its natural resources such as crops, minerals or water; an immovable property of this nature.


It is a debt security, under which the issuer owes the holders a debt and (depending on the terms of the bond) is obliged to pay the interest or to repay the principal at a later date.

The parameters to be considered in choosing a wise investment option,

Risk Involved:

Every investment Option has its own risk factor. So, before investing one has to calculate the risk and should opt the plan with minimum risks and higher returns.

Continuous Income:

Before Investing, One has to know whether the income or return on investment is generated after a particular period of time or continuous.

Inflation Protection:

As the market changes take place abruptly, One has to choose the investment option which is less affected by Inflation. ie.High protection against inflation


Transparency is the extent to which investors have ready access to required financial information about a company such as price levels and market growth. So, One has to choose the investment option with high transparency to take decision according to market growth.