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Its everywhere, yet, I'm an idiot...

 Have a look around. Tell me its the same. Tell me we are going back to 2007. I don't think so.. First of all, lets talk DEMOGRAPHICS. Median age boomer? 55 years old. Check. IF, and its a big IF, they have a job, just ask them if they are considering buying ANOTHER 50 inch Plasma TV??? NOT. Lets pay down debt is the order of the day.

Of course, how does that line up with savings up credit down, is this BULLISH???