Bought some ECPG, most commonly seen as "Midland", today @ 42.07. Like PRAA, it is in Account Receivables Management--most commonly called debt collections. Nice valuations on both of these companies and they are in a good business. I see both of them frequently when I work on consumer legal issues.
Disclosure: The author is long ECPG, PRAA, RICK, T, VNM.