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2018 And 2019 Roth Contributions In My Girl Friend's Portfolio, Before And After Portfolio Composition.

Summary

My girl friend is nearing retirement and her portfolio is being restructured for it.

She has done four Roth Roll-Overs Conversion so far from her 401K's, two in February 2019.

This Blog shows how 2018 Roth Contributions were just used to purchase stock.  It also shows what stocks were sold and what new stocks were added.

My girl friend was able to contribute $1,800 to her Roth IRA for 2018.  The total contribution was the IRS limit of $6,500 using proceeds from the sales of stock in her taxable portfolio to max out the contribution.  She received free trades to make the portfolio changes.

PORTFOLIO PRIOR TO NEW CONTRIBUTIONS ADDED

Symbol Description Quantity Price  Value
FDRXX CASH RESERVES 95.52 $1.00 $95.52
ABBV ABBVIE  8 $80.85 $646.80
ALGN ALIGN TECHNOLOGY INC  4 $254.96 $1,019.84
ANET ARISTA NETWORKS INC  4 $274.03 $1,055.80
AVNS AVANOS MED INC COM 5 $48.46 $242.30
BDX BECTON DICKINSON &CO  6 $247.28 $1,490.04
CINF CINCINNATI FINANCIAL  22.401 $85.48 $1,914.83
CLX CLOROX CO COM USD1.00 22.761 $156.28 $3,557.08
COP CONOCOPHILLIPS - SOLD 20.932 $70.18 $1,469.00
COST COSTCO WHOLESALE CORP  7 $217.28 $1,515.29
CPK CHESAPEAKE UTILS CORP 21 $89.35 $1,876.35
CTAS CINTAS CORP 6 $203.45 $1,222.74
FFNOX FIDELITY FOUR IN ONE  68.805 $44.14 $3,037.05
JNJ JOHNSON &JOHNSON COM  19.82 $136.38 $2,703.05
KMB KIMBERLY CLARK CORP COM  50.382 $118.44 $5,967.24
KO COCA COLA - SOLD 48.176 $45.24 $2,179.48
MCD MCDONALDS CORP 20.206 $179.97 $3,636.47
MDLZ MONDELEZ INTL INC COM 44.195 $48.16 $2,128.43
MMM 3M COMPANY 7.366 $208.35 $1,538.46
O REALTY INCOME CORP  42.624 $70.09 $2,987.51
PG PROCTER AND GAMBLE CO  25.842 $98.48 $2,544.92
PSX PHILLIPS 66 COM 14.786 $95.99 $1,419.30
PYPL PAYPAL HLDGS INC COM 19 $94.91 $1,803.29
SBUX STARBUCKS CORP COM  10.5 $70.52 $742.45
SHW SHERWIN WILLIAMS CO 3 $441.68 $1,317.54
SIVB SVB FINL GROUP 6 $246.95 $1,481.70
SQ SQUARE INC CL A 21 $75.64 $1,588.44
SWK STANLEY BLACK AND  10 $137.10 $1,371.00
T AT&T INC - SOLD 44.638 $30.47 $1,360.11
TSCO TRACTOR SUPPLY CO 13.428 $97.58 $1,310.30
V VISA INC COM CL A 16.246 $144.91 $2,354.20
VZ VERIZON COMMUNICATIONS 25.073 $55.16 $1,383.02
ZTS ZOETIS INC  18 $93.93 $1,716.66

Stocks sold in this portfolio were $COP, $KO and $T.  New stocks added are $UNP, $CSCO, and $NKE.  A total of $6,442 of cash was added which were proceeds from stocks sales from her taxable account.

ROTH IRA COMPOSITION AFTER 2018 CONTRIBUTIONS AND PURCHASES

Symbol Description Quantity Price Value Total Gain/Loss $ Total Gain/Loss %
FDRXX CASH RESERVES 22.47 $1.00 $22.47 n/a n/a
ABBV ABBVIE INC COM  8 $79.99 $639.92 ($335.51) -34.40%
ALGN ALIGN TECH 4 $253.79 $1,015.16 ($59.75) -5.56%
ANET ARISTA  8 $270.72 $2,165.76 $62.47 2.97%
*AVNS AVANOS MED INC  5 $49.87 $249.35 $153.83 161.04%
BDX BECTON DICKINSON &CO  9 $249.06 $2,241.54 $142.23 6.78%
*CINF CINCINNATI FINANCIAL 22.401 $85.95 $1,925.36 $1,925.37 n/a
CLX CLOROX CO COM  22.761 $155.28 $3,534.32 $2,270.16 179.58%
COST COSTCO  10 $217.11 $2,171.10 $176.33 8.84%
CPK CHESAPEAKE UTILS 21 $90.98 $1,910.58 $463.98 32.07%
CSCO CISCO SYS  24 $49.63 $1,191.12 $1.68 0.14%
CTAS CINTAS CORP 10 $203.06 $2,030.60 $139.17 7.36%
*FFNOX FOUR IN ONE INDEX 57.319 $44.35 $2,542.09 $152.40 6.38%
JNJ JOHNSON & JOHNSON COM  19.82 $136.35 $2,702.45 $737.76 37.55%
KMB KIMBERLY CLARK  50.382 $118.58 $5,974.29 $3,536.56 145.08%
MCD MCDONALDS  20.206 $180.49 $3,646.98 $2,408.47 194.47%
*MDLZ MONDELEZ INTL  44.195 $47.99 $2,120.91 $1,293.40 156.30%
MMM 3M COMPANY 9.366 $208.53 $1,953.09 $304.35 18.46%
NKE NIKE INC CLASS  14 $84.84 $1,187.76 $0.84 0.07%
O REALTY INCOME  42.624 68.81 $2,932.95 $1,669.52 132.14%
*PG PROCTER AND GAMBLE  25.842 $99.28 $2,565.59 $1,283.64 100.13%
PSX PHILLIPS 66 COM 14.786 $97.45 $1,440.89 $757.47 110.83%
PYPL PAYPAL HLDGS  19 $94.73 $1,799.87 $279.48 18.38%
SBUX STARBUCKS CORP  21.5 $70.39 $1,513.38 $138.52 10.07%
SHW SHERWIN WILLIAMS CO 5 $439.27 $2,196.35 $99.28 4.73%
SIVB SVB FINL GROUP 6 $250.81 $1,504.86 $5.43 0.36%
SQ SQUARE INC CL A 21 $75.97 $1,595.37 $612.66 62.34%
SWK STANLEY BLACK & DECKER 10 $136.82 $1,368.20 ($3.10) -0.23%
TSCO TRACTOR SUPPLY  21.428 $97.55 $2,090.30 $193.69 10.21%
UNP UNION PACIFIC  7 $170.99 $1,196.93 ($0.06) -0.01%
V VISA INC COM CL  16.246 $144.73 $2,351.28 $1,067.17 83.11%
*VZ VERIZON COMMUNICATIONS 25.073 $55.76 $1,398.07 $944.10 207.97%
ZTS ZOETIS INC COM  21 $94.39 $1,982.19 $222.51 12.64%
TOTAL $65,161.08

* Indicates stocks that I don't personally own.

These holdings are being aligned up with her taxable portfolio and the Traditional Roll-Over IRA portfolio holdings since the same stock maybe held in more than one portfolio.  Also diversification is spread between all three portfolios.

My girl friend's company froze all pensions on 31 December.  She is age 59 and 1/2 so this has messed up the retirement planning.  The company is also merging with another company some time mid-year. Jobs are also at high risk.

Taxable account changes:

https://seekingalpha.com/instablog/697765-as10675/5271522-21-low-performing-tax-inefficient-stocks-sold-girl-friends-taxable-account-cash-proceeds-used

 Roth Roll-Over Portfolio changes:

https://seekingalpha.com/instablog/697765-as10675/5272077-rolling-81k-girl-friends-401k-traditional-ira-portfolio-composition-roll

Disclosure: I am/we are long all stocks as identified in the blog.