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DTSL.PK, FCFS, FCEC, & FCF: First Chester County Corporation Returns to Profitability in Second Quarter 2010


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Universal Delivery Solutions, Inc. (PINK: DTSL)

Universal Delivery Solutions was founded in 2010 to provide a unique delivery solution for select businesses. We focus on chain operations that can benefit from One-Number Ordering customer delivery services, but who are unable to find a qualified partner.

A division of Delivery Technology, Universal Delivery Solutions Inc, the leader in delivery management technology, has completed participation at one of the largest restaurant franchisee conventions, held July 22-25, 2010. Its UDS division attended the convention by invitation of the leading franchisor, and was able to showcase its large corporate catering and event management delivery technology platform to many of the thousands of convention attendees, and a range of other potential partners in the industry and associated industries.

“This was our first opportunity to interact face-to-face on a large scale with franchisees from all across American, Canadian, European, Middle Eastern and Asian markets,” said Ryan Coblin, CEO. “We could shake their hands, explain the opportunities our solutions offer, answer their questions and sign them up for follow-up contacts.”

Over the three-day event the company was successful in signing up franchisees that own thousands of locations, and multiple-territory development agents who represent thousands more. These signed prospects will be contacted by the franchisor and UDS to offer them optional programs to expand their customer base, increase sales and build new profits for their restaurants. Qualified franchisees are enrolled in the optional programs, and then UDS proprietary software is implemented at their unit, so orders may be received from the UDS Call Center and Online Ordering technology.

The UDS Division is already planning for a larger role in next year's convention, due to the volume of responses expressed by this year's attendees, and the warm welcome that was received within the vendor community. While currently in expansion of its in-house sales and marketing department, UDS is expecting to implement up to 1,500 locations before the end of 2010, and many more in 2011.


First Cash Financial Services, Inc. (Nasdaq:FCFS)

First Cash Financial Services, Inc. is a leading specialty retailer and provider of consumer financial services. Its pawn stores make small loans secured by pledged personal property and retail a wide variety of jewelry, electronics, tools and other merchandise. The Company's short-term loan locations provide various combinations of financial services products, including short-term loans, check cashing, and credit services. The Company owns and operates 577 stores in eight U.S. states and 20 states in Mexico.

First Cash Financial Services, Inc. today announced record-setting revenue, net income and earnings per share for the three months ended June 30, 2010. The Company reported second quarter earnings per share from continuing operations of $0.36, a 20% increase over the prior year. The Company is increasing fiscal 2010 earnings guidance to a range of $1.58 to $1.62 per share. In addition, the Company announced that it completed, in early July, the acquisitions of six pawn stores in existing U.S. markets.


First Chester County Corporation (NasdaqCM: FCEC)

First Chester County Corporation and its wholly owned subsidiary, First National Bank of Chester County, is a financial institution with $1.17 billion in assets and with 23 branch offices located in Chester, Delaware, Lancaster and Cumberland counties. Founded in 1863, First National Bank of Chester County is the eighth oldest national bank in the country. First National provides quality financial services to individuals, businesses, government entities, nonprofit organizations, and community service groups. Wealth Management and Trust Services are provided through First National Wealth Management, a division of First National Bank of Chester County.

First Chester County Corporation, parent company of First National Bank of Chester County (the “Bank”), today announced financial results for the second quarter and six months ended June 30, 2010. First Chester has also filed its Quarterly Report on Form 10-Q for the period ended June 30, 2010 with the Securities and Exchange Commission (“SEC”).

Net income from continuing operations was $374,000 for the quarter ended June 30, 2010, or 6 cents per common share, compared to a net loss of $2.9 million, or 46 cents per common share, for the quarter ended June 30, 2009. The improvement in the financial results for the second quarter primarily reflects a significant decrease in the provision for loan and lease losses compared to the prior year's quarter, offset by a slight decrease in net interest income compared to the prior year's quarter.

Net income attributable to First Chester was $169,000 for the quarter ended June 30, 2010, or 3 cents per common share, compared to a net loss of $62,000, or 1 cent per common share, for the quarter ended June 30, 2009.


First Commonwealth Financial Corporation (NYSE:FCF)

First Commonwealth Financial Corporation is a $6.1 billion financial holding company headquartered in Indiana, Pennsylvania. It operates 115 retail branch offices in 15 counties in western and central Pennsylvania through First Commonwealth Bank, a Pennsylvania chartered bank and trust company. Financial services and insurance products are also provided through First Commonwealth Insurance Agency and First Commonwealth Financial Advisors, Inc.

First Commonwealth Financial Corporation announced today that Robert E. Rout, Executive Vice President and Chief Financial Officer of First Commonwealth Financial Corporation and T. Michael Price, President of First Commonwealth Bank will be presenting at the Rodman & Renshaw Annual Global Investment Conference on Tuesday, September 14, 2010 at the New York Palace Hotel, New York, NY.






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