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EFX, PPWE, CHG, NHPR, UNP - Market Review From DrStockPick.com!

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Equifax Inc. (NYSE:EFX) declared a quarterly dividend of $0.16 per share, payable on March 15, 2011, to shareholders of record as of the close of business on February 22, 2011. Equifax has paid cash dividends for 97 consecutive years. www.equifax.com.

Equifax Inc. collects, organizes, and manages various financial, demographic, employment, and marketing information in the United States, Argentina, Brazil, Canada, Chile, Costa Rica, Ecuador, El Salvador, Honduras, Peru, Portugal, the Republic of Ireland, Spain, the United Kingdom, and Uruguay.

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The up and down, rise and fall in gasoline and diesel prices over the last few of years shows the changes in the cost of crude oil. Those changes are decided in the global crude oil market by the worldwide need for and supply of crude oil. Weak economic conditions in the U.S. and all over the world in 2008 and into 2009 led to a weaker demand which helped knock prices down. Now, with the worldwide economic recovery, demand is rising again and is helping to catapult prices higher.

In addition to economic advancement, crude and product prices relate to a plethora of other factors including weather events, geopolitical risks, inventories, exchange rates, and spare capacity.

Proper Power & Energy, Inc. (OTC Bulletin Board:PPWE.ob) a Tampa-based independent oil and gas exploration and production company, has announced that it has been approached by two independent financing groups and has submitted a $10 million private placement memorandum to each of them. These two groups are seeking domestic oil and gas production in light of the Middle East tensions.

“The timing to acquire oil and gas properties while gas prices are low couldn’t be better. Additionally, the availability of this funding for developing Proper Power’s Kentucky and Utah oil prospects will accelerate 2011 revenues and leasehold acreage growth dramatically. We anticipate feedback from both of the financing groups before the end of this month,” stated Andrew J. Kacic, President of Proper Power & Energy.

Proper Power & Energy is an independent exploration and production company. The Company’s operations are in Kentucky, which provides for low risk developmental drilling and production, and Utah, which the Company controls over 11,000 acres for its exploratory prospect. Renowned geophysicist and consultant to Proper Power, Robert Dunbar, believes the Utah prospect could hold up to one billion barrels of recoverable oil.

Please visit our website www.properpower.com.

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NATIONAL HEALTH PARTNERS, INC. (OTC:NHPR) is a leading national healthcare savings organization that provides unique discount healthcare membership programs to uninsured and underinsured people through a national healthcare savings network called “CARExpress.”

Insurance products that are suitable for combination with National Health Partners CARExpress membership programs include:

Catastrophic Health Insurance. This type of insurance usually takes the form of a high deductible major medical policy in which the insurance company pays nothing until expenditures reach a threshold that is typically between $2,500 and $20,000. A consumer may use one of our CARExpress membership programs to reduce his or her out-of-pocket costs until he or she reaches the deductible amount and then use the insurance for all additional expenses.

Mini-Med Programs. Mini-Med programs are insurance options offered by insurance companies that restrict claim losses by limiting the amount of insurance that can be paid. For example, the amount of insurance that would be payable to an individual for a particular outpatient hospital procedure could be limited to $1,000. Our CARExpress membership programs can be designed as a supplement to insurance companies’ Mini-Med programs. The consumer can use CARExpress to reduce their out-of-pocket costs and use the Mini-Med program to reimburse them a fixed amount per visit.

Health Savings Accounts (HSAs). Health Savings Accounts (HSAs) were created by Public Law 108-173, the “Medicare Prescription Drug, Improvement and Modernization Act of 2003,” signed into law by President Bush on December 8, 2003. Health Savings Accounts change the way millions meet their health care needs because they help individuals save for qualified medical and retiree health expenses on a tax-advantaged basis. Any adult who is covered by a high-deductible health plan (and has no other first-dollar coverage) may establish an HSA. Tax-advantaged contributions can be made in three ways: (i) the individual or family can make tax deductible contributions to the HSA even if they do not itemize deductions; (ii) the individual’s employer can make contributions that are not taxed to either the employer or the employee; and (iii) employers sponsoring cafeteria plans can allow employees to contribute untaxed salary through salary reduction. Amounts contributed to an HSA belong to the account holder and are completely portable. Funds in the account can grow tax-free through investment earnings, just like an IRA. Funds distributed from the HSA are not taxed if they are used to pay qualified medical expenses. Unlike amounts in Flexible Spending Arrangements that are forfeited if not used by the end of the year, unused funds remain available for use in later years.

NATIONAL HEALTH PARTNERS CARExpress membership programs can be designed as a supplement to HSA programs. Consumers can use CARExpress programs to reduce their out-of-pocket costs when they use their HSA funds to pay qualified medical expenses.

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CH Energy Group Inc. (NYSE:CHG) reported 2010 annual earnings of $2.44 per share, 32 cents per share lower than the prior year, when earnings totaled $2.76 per share. Two unusual events (a 2009 one-time gain resulting from the sale of assets of 34 cents, and 52 cents worth of impairment taken during 2010 related to non-core investments in renewable energy) had significant impacts on the annualized results. Normalized for those items, 2010 earnings per share would have totaled $2.96, versus $2.42 in 2009.

CH Energy Group, Inc., through its subsidiaries, Central Hudson Gas & Electric Corporation (Central Hudson) and Central Hudson Enterprises Corporation (CHEC) engage in the electric utility, natural gas utility, and fuel distribution business.

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Union Pacific Corporation (NYSE:UNP) will address the BB&T Capital Markets Transportation Services Conference at 10:50 a.m. ET on Wednesday, February 16, 2011 in Miami, FL. Interested investors may listen to the presentation via a live Internet webcast. The audio webcast and presentation material will be available through our website at www.up.com.

Union Pacific Corporation, through its subsidiary, Union Pacific Railroad Company, provides rail transportation services in North America.

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Crown Equity Holdings Inc. (OTCPK:CRWE) received 1,000,000 shares of free trading shares from a third party (Mohamad Nehmeh) for two (2) weeks of advertisement services for Proper Power & Energy, Inc. (OTC:PPWE).

Crown Equity Holdings Inc. (OTCPK:CRWE) has received 3,000,000 shares of (144) restricted common stock from the company and anticipates receiving 3,000,000 shares of free trading shares from a third party for six months of advertisement services for National Health Partners Inc. (OTC:NHPR).

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