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Calpian, Inc. (CLPI) Offers The Best Of Two Worlds

|Includes: MoneyOnMobile, Inc (MOMT)

Calpian is all about payment processing, with a stated mission of providing high-quality and cost-competitive electronic payment services to retail merchants and consumers.

E-commerce is now the backbone of the world economy, and Calpian considers itself at the heart of electronic commerce. With U.S. offices in Texas, New York, Georgia, and Illinois, Calpian provides a broad spectrum of payment processing services and software, including credit and debit card processing, ACH transfers, mobile acceptance, and gateway payment solutions, to physical and online merchants in the U.S., addressing both wired and wireless/portable environments. The company's subsidiary offices in India offer emerging-markets pre-paid mobile payment solutions to Indian retail merchants.

Calpian is building a multi-faceted payment solutions portfolio through the combination of electronic point-of-sale payment solutions and emerging market mobile payment services, all under one corporate umbrella. The company believes that cultivating mutually beneficial relationships with mobile transfer consumers, ISO partners, vendors and retail merchants, as well as investors and shareholders, will continue to be a major pillar of the company's future.

Calpian Commerce, the company's wholly owned U.S. based subsidiary, delivers its products and services to merchants via three delivery chains: a direct sales force, ISOs and Agent Banks. India-based My Mobile Payments Ltd offers Money-on-Mobile (NYSEARCA:MOM), a stored-value mobile payments service that gives consumers the ability to use their mobile phones to pay for goods and services or transfer funds from one cell phone to another using simple SMS text functionality. Money-On-Mobile is marketed as a totally free-to-use mobile phone download for end customers. Money-on-Mobile has been accessed by approximately 53 million unique telephone number customers at over 138,711 Indian retail locations.

Calpian, as a marketplace entry and investor prospect, sees itself as providing the best of two worlds: offering steady cash flow through its U.S. payments business, and explosive growth through its Indian-based mobile payments product.

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