Please Note: Blog posts are not selected, edited or screened by Seeking Alpha editors.

U.S. News & World Report Smarter Investor Blog Series- There Is No One-Size-Fits-All Approach to Investing

Basing your 401(k) decisions on what everyone else is doing may be the easiest and most convenient route to take, but is a good choice for your retirement plan?

In his latest submission to the U.S. News & World Report Smarter Investor blog series, CEO Scott Holsopple explains why following the beaten path is a flawed practice when it comes to retirement investing and find out what steps should be taken to create a retirement plan that best suits you.


In an excerpt from his post, Scott addresses the correct way to begin a retirement plan.

“Instead of falling into a trap that has you just doing what your peers are doing when it comes to retirement planning, break from the pack by evaluating your own needs. Start the process by deciding on your goals, and then build a plan around those goals. Use peer information as a gauge, but not as the plan.”

Although it may be more difficult than following the leader, forming a 401(k) based on your individual needs can best set you on a path to reach your retirement goals.

Return to the Smart401k Blog homepage>>

About Smart401k

Smart401k is a web-based investment advisory service providing unbiased recommendations to help people invest in employer-sponsored retirement plans. Smart401k provides service to nearly 11,000 clients who collectively have more than $2 billion in assets. Plan participants receive personalized, fund-specific investment recommendations and the support of professional investment advisers available to discuss all investment questions. Based in Overland Park, KS, Smart401k is online at