Market Wrap: Stocks eked out a small gain in a quiet summer Monday session, with the Nasdaq 100 posting its 14th consecutive advance. Citigroup rose 2% after earnings beat expectations by a healthy margin. The homebuilders took a big hit as the interest rate environment - still a good one by past standards - isn't as benign as it was a few weeks back. Apple looks to be gearing up to start iPhone 5S production perhaps as soon as this month. Gold rose 0.5%, either continuing a strong bounce within a bear market or maybe starting a sustained move upward. Stay tuned.