Ralph Silva, director of Silva Research Network, takes issue with the very concept of stress...

|By:, SA News Editor

Ralph Silva, director of Silva Research Network, takes issue with the very concept of stress tests at this juncture. "You don't ask someone to run a marathon a week after they broke their leg," he tells CNBC. "By doing these stress tests what we are in fact doing is highlighting the problems that are going to stop them from lending instead of encouraging them to lend."