With four months left on the job, FDIC's Bair wants to finally kill the idea that some firms are...

|By:, SA News Editor

With four months left on the job, FDIC's Bair wants to finally kill the idea that some firms are TBTF. Major banks may need to restructure and downsize, she says, unless they can prove they're easy to dismantle if a crisis hits, and investors need to realize that higher-capitalized, safer banks are going to provide lower returns.