I'm a self employed businessman who started trading in Sept 2011. I did OK my first year, I guess, being ahead $30,000 just by holding Apple. But I made a fatal mistake and kept holding. I didn't have a plan. I've learned a lot about investing these past few weeks, as I watched in shock the past 6 months as the Apple crash ate away at my funds. I now know how to invest. I have a method and a plan, and feel free to check it out and let me know what you think. Good luck, everybody!