I have been an active and successful investor for decades. Now, as an analyst, my aim is to figure things out from a practical standpoint, appying logic, reason and common sense to markets that often seem to have no sense. The goal is to provide clear and understandable suggestions for middle to upper income people who have assets to invest but aren't sure how to do it. Such folks have worked hard to earn their money, they have a right to protect it, but are prime targets for unscrupulous self-serving bankers, brokers and governments. They are habitually led them off a cliff by their handlers. I hope to keep that from happening and, thereby, give something back to a society that has given me so much to be thankful for.