I prefer to research before buying and to monitor while holding. I have a background in tax/finance/accounting with a career focus in the real estate industry. My username has a personal meaning and has nothing to do with the metal.
An investor focusing on identifying true growth companies sold at discounted price compared to its long-term value. I came from the old value investing school 10 years ago. Gradually, I learned the hard way as Buffett did. Business landscape outweighs financial numbers. Never look at stocks with a rear mirror. Past financial numbers only show the past. What matters is the future. Past numbers can be manipulated or overstretched by management. Traditional value stocks even with good margin of safety can also be very dangerous.
I also believe there are many ways to lead to investment success. However, I only use the way I feel happy to use. Looking at charts everyday may make some people rich. For me, it makes me unhappy even though it may make me richer. The way I like to use is to put a company in a competition landscape and estimate the earnings/free cash flows for at least 10 years and discount the earnings/free cash flows. I believe a company's real value is ultimately determined by its long-term earning potential. Some short-term changes will alter a company's long-term potential while some short-terms changes will not. The short-term changes can refer to both positive and negative changes.
Mirko Consalvi (Founder and Owner of wikireturn.wordpress.com)
I am italian independent investor and living in Rome.
I have a strong interest in tactical strategies, and have developed quantitative investment methods through rigorous backtesting and numerical analysis.
Darren is the jester at the Cash Flow Kingdom, the investment community where Cash Flow is King. He also owns ProActive Financial LLC where he provides Financial Planning and Analysis consulting services directly to corporations. Darren's education includes a Bachelors in Economics, an MBA, and a Certificate in Personal Financial Planning.
Equanimity is one of the most powerful characteristics to possess in investment management. Opportunities are always available in the market but it is a job that requires extensive research, analysis, objectiveness, and sometimes secondary opinion.
Disclaimer: All articles provided are for entertainment purposes only. Interpret everything as opinion rather than fact and do your own due diligence. These statements are not an offer to buy or sell any security.
My stock portfolio is most about trying to capture tiny slices of ownership in the dominant publically traded companies in the world (in most sectors and industries) and not overpaying for that little piece of future earnings. I want to pay at most fair-valuation (although sometimes I try for bargain prices) as long the company appears solid and I think the company will be around 10 years and more. That is what I found produce the best total returns. I am mostly focussed on mature companies that pay dividends, but I do make exceptions, for leading companies in some industries - even if their dividend yield is low. I appreciate diversification and risk-management by not putting too much cash into each stock.
My portfolio has a spreadsheet on http://tiny.cc/tarkin
I am 65 and retired (day job anyway). I am a very small time investor compared to those who invest and or manage money for a living. I have been interested in the stock market and investing since the early 80's, fascinated by what empirically and statistically works. My main financial objective now is to provide income for my wife and myself in retirement, have enough money saved to provide health care/ assistant living expenses for each of us, and to pass on anything that is left over to our heirs.
After meeting with several "Financial Advisors" who tried to sell annuities to me prior to my retirement, I have focused heavily on creating my own "annuity portfolio" in my Roth, focusing on dividend growth names. The goal is to create a tax free stream of income for my wife after I have died. In doing so, I DRIP all my dividends. I also have gradually moved monies from my Traditional IRA to my Roth account via Roth Conversions. This process should be completed in the next four years.
Some have asked so I am listing my current equity portfolio. I am not yet fully invested, so names may be added over time. I am particularly interested in adding some industrial and financial names to the mix.
Health care/ bio tech: GILD, CELG, ABBV, AMGN, ACAD
Health care/ distribution: CAH
Consumer: JNJ, PM, FLO, MO
Tech: QCOM, AAPL, CSCO
Traditional Energy: RDS.B
eREIT's: DLR. OHI, DOC, WPC, VTR, HASI, NSA, CUBE, STOR, SPG
Tel Com: T
UTE's: D, SO, DUK
Renewable Energy Yieldco's: NYLD, NEP, PEGI
I am a novice retail investor. Hoping to improve my analysis and investing skills by listening to the views of others, and commenting where I feel I have somethign to add.
Hope to contribute some articles in the future.