Born and raised in Georgia, year of birth 1955. Retired from Federal Civil Service 1 Oct 2011 (23 years with DOD and eight years active duty, which I bought back to make the time creditable). Active duty Air Force (enlisted) from 12 Jan 79 to 29 Nov 1986, honorably discharged). Worked at Dover AFB DE from 1988 to 2004, then at McChord AFB WA from 2005 until Sep 2011. Currently reside in Delaware. Started investing in the early 1980's when I was on active duty, the DJIA was in the high 700's and low 800's. Found a mutual fund company, Twentieth Century (now American Century), that had no minimum investment to get started. Accumulated a few shares and then sold in early 1987, so I had a good introduction to the investing process. I am definitely a buy-and-hold investor. I love to read pretty much anything to do with business and investing. I try to use being a small investor to my advantage, obvious things like not having to worry about beating the market or making a predetermined return. Being able to buy and hold without any pressure. Buying a few I-Bonds here and there, which is not a factor in a large portfolio because of the annual purchase limitations, but can make a real difference in a smaller portfolio. I am very comfortable with my investments and feel no pressure to do anything because of day to day price fluctuations. I'm a big fan of Warren Buffett, Jack Bogle, James Grant, and Jim Rogers, among others.
Invest. Manage risk. Communicate. Educate yourself. Make profits. .
My name is Todd Johnson. I’m a family man, sports fiend, health nut, technology buff, long-time stock investor, and a very lucky mountain climber, all of which has shaped my philosophy as a professional investor for the last 30 years. As my interests might suggest, I am always looking for the upside while striving to minimize risks.
My new passion, which I have realized through DividendLab.com project, is helping other investors learn more about investing; investing in stocks and other assets that are subject to wide price swings can actually enhance their returns when the right investment strategy is applied. To that end, I read company 10k and 10q statements so they can skip them. I compile and analyze the market research that isn’t always at their fingertips. And I don’t make any investment recommendation without committing my own funds first, which is the purest form of accountability.