As a chemist and part-time investor, I focus on technology and natural-resource related businesses and macroeconomic events that influence their prices. I use past trends and technological developments to make decisions on companies that I would invest in. My point of view as a chemist occasionally allows a deeper look at some of the fundamentals of some companies that base their technology on chemical principles.
I was born in Finland, raised in France and I have studied in Germany, the UK and the USA. I started managing my own portfolio at 14, founded my first company at 16 and later acquired my first real estate investment at 18. I have experience working in Private Equity Real Estate and therefore tend to mostly focus on REITs, REOCs, and other real asset heavy businesses. I am a CFA Level 2 Candidate and completed my university studies in Real Estate Finance and Investments.
My international background gives me a certain edge over other investors as it provides me a superior understanding of the differences between European and American markets and help me to identify superior opportunities in a broader universe of securities.
Don't hesitate to reach out and connect via LinkedIn.
DISCLAIMER: Jussi Askola is not a Registered Investment Advisor or Financial Planner. The Information in his articles and his comments on SeekingAlpha.com or elsewhere is provided for information purposes only. Do your own research or seek the advice of a qualified professional. You are responsible for your own investment decisions.
Lead Wealth Advisor, Chief Investment Strategist, and individual investor with two masters degrees and a CFA designation who has been in the business for over 20 years. Along with our team we author the Seeking Alpha premium subscription service "YIELD HUNTING: Alternative Income Investing" dedicated to income investors who are searching for yield without the high risk of the equity market.
We feature a core-satellite model that allows investors to adjust for their own particular risk tolerance. We specialize in fixed income closed-end funds for generating income during retirement, micro and small-cap value investing, and macro analysis.
I am a former Investment and Commercial Banker with over 30 years experience in the field. I have been advising both individuals and institutional clients on high-yield investment strategies since 1991. As author of “High Dividend Opportunities”, a premium subscription service at Seeking Alpha, my objective is to bring investors the most profitable and newest high dividend ideas, with special focus on the Energy sector. The service includes an actively managed model Portfolio targeting an overall dividend yield of 6-9% in addition to long-term capital gains. My research aims to maximize returns by identifying undervalued securities in the High Yield space.
In addition to being a Certified Public Accountant CPA from the State of Arizona, I hold a BS Degree from Indiana University, Bloomington, and a Masters degree from Thunderbird School of Global Management (Arizona). I am also a Certified Mortgage Advisor CEMAP, a UK certification. My Research and Articles have been featured on Seeking Alpha, Investing.com, ETFdailynews, and on FXEmpire.
For more information on how to subscribe to “High Dividend Opportunities” and gain exclusive access to the portfolio, live alerts and market commentaries, check the post: Introduction to “High Dividend Opportunities” on my Instablog or just email me at firstname.lastname@example.org .
Tales From The Future (TFTF). I picked my nickname because many advisors and investors claim they can predict the future of the (stock) markets and precisely pick the winners. I don't.
I usually do not engage in short-term trading and myopic analysis (quarter by quarter, without looking at the big picture). I like to work with long-term scenarios. My focus is on possible disruptions and growth opportunities in (consumer) technology and related sectors. I also look into value and contrarian ideas as well as emerging technologies, growth stocks worldwide, both on the long and short side as well as the influence of monetary policy on markets.
I am fiercely independent in my investment research. That's why the avatar image of a lone Ninja hopefully fits. Independence guided my investment principles for the past 20+ years:
Pick your targets with patience. Do your OWN diligence.
Never follow the herd blindly: 'Men, it has been well said, think in herds; it will be seen that they go mad in herds, while they only recover their senses slowly, and one by one.'
General Sector Focus: Technology/Internet, Value, Disruptors, Energy/Alt Energy, Entertainment Stocks and Monetary Policy/Geopolitics. Geographical Focus: USA, Western Europe, Japan.
PS: I speak various languages but I am not a native English speaker. I apologize in advance for any typos and grammatical errors.
Perhaps more than any other time in the last six decades, the fate of markets is inextricably intertwined with the ebb and flow of geopolitics. From the ECB's attempts to use the central bank's balance sheet to influence political outcomes across the eurozone to Saudi Arabia's efforts to transform the kingdom's influence over crude prices into an instrument of foreign policy, it's become increasingly clear that one simply cannot fully comprehend market movements without a thorough understanding of concurrent political outcomes. Drawing on extensive experience in both politics and finance, Heisenberg will help demystify a world in which investors can no longer hope to conceptualize markets as existing in anything that even approximates a vacuum. "I am the one who knocks."
Have made bundles in rust belt. Have made-- and lost-- bundles in high tech.
Former registered rep, business degree, doing vc and private company investments, while looking for stock picks on a regular basis.
My investments are based on fundamental, bottom up research often but not always in beaten down, under appreciated sectors, industries or geographies. I invest in companies that I believe exhibit excellent value, deep value, and/or attractively priced growth characteristics using a thorough and disciplined research process.
The two investment strategies that I manage are long only, long term, and invest in all cap sizes, in all regions.
As an entrepreneur for 20 years and three time recipient of the Inc 500 award, I hope that my experience running companies gives me an insightful edge in evaluating company managements and future company cash flows.
Consultant in the economics of renewable energy retrofitting - moving energy from liabilities to assets. Passionate student of the business scene, particularly commodities, currently not an active investor. Author, translator, blogger. Trading experience is more commodities than stocks.
LINKS Analytics provides robust asset return forecasts, asset allocation and systemic risk management to institutional investors. Our competence lies in the supply chain-driven investment process.
2nd Market Capital Advisory specializes in the analysis and trading of real estate securities. Through a selective process and consideration of market dynamics, we aim to construct portfolios for rising streams of dividend income and capital appreciation.I am an investment adviser representative of 2nd Market Capital Advisory Corporation.
I write about using dividends stocks, call options on dividends stocks, and discount bonds to retire on income that grows. When you rely on your savings to create some or all of your retirement income, dividend stocks and quality bonds are great investments.
I track my data and have 6 years of historical data; free to readers.
I am M* MoneyMadam
I'm a 66-year-old investor focused on dividends in a Retirement Income Portfolio.
I've been a member of BetterInvesting.org since 1982 (formerly the National Association of Investment Clubs). For many years as a volunteer I helped lead workshops to teach tools developed by NAIC to educate investors about how to do basic fundamental stock analysis. I continue to have a strong interest in investor education.
Better Investing's "four principles" have been very helpful to me:
1) invest regularly throughout your lifetime;
2) invest in growth companies;
3) reinvest earnings and profits;
4) diversify by industry and size.
Bill Bengen's "4% Rule" inspired my goal to design a retirement portfolio of individual dividend growth stocks as a way to tap only dividend income from the portfolio as long as possible rather than selling assets.
Some things I've gleaned from mentors and colleagues:
- Peter Lynch's conviction that the average person, with some study and discipline, can make good decisions about stocks;
- Louis Rukeyser's ability to ask probing questions about the market;
- From The Intelligent Investor, Benjamin Graham's focus on value;
- From Better Investing columns, Charles Allmon's skill in finding growth stocks that also had the virtues of value and income;
- Brad Thomas' analysis real estate investment trusts;
- Bob Wells' disciplined search for dividend growth;
- From The Single Best Investment, Lowell Miller's focus on quality and safety;
- David Van Knapp's ability to keep the big picture in mind when designing a portfolio;
- David Fish's dedication to monitor consistent dividend growth;
- Factoids' distillation and dissemination of mounds of data;
- Chowder's determination to buy and hold quality businesses;
- BDC Buzz's clarity about the risks business development companies;
- Tom Konrad's commitment to alternative energy investments;
- George Fisher's insights about utility opportunities;
- The Seeking Alpha community--both veterans and young contributors.
First, the good stuff. Here's my portfolio ...
Consumer Discretionary (5): HD, MCD, NKE, SBUX, TGT
Consumer Staples (11): COST, CVS, GIS, HRL, KHC, KO, MO, PEP, PG, PM, WBA
Energy (3): CVX, KMI, XOM
Financial (1): MAIN
Health (5): ABBV, AMGN, GILD, JNJ, MCK
Industrial (3): BA, LMT, MMM
REITs (5): HCN, NNN, O, OHI, VTR
Technology (3): AAPL, MSFT, QCOM
Telecom (3): BCE, T, TU
Utilities (5): AVA, D, SCG, SO, WEC
ALSO: small stakes in 26 additional companies held in the Dividend Growth 50 portfolio (http://seekingalpha.com/article/2764265-its-new-its-nifty-its-the-dividend-growth-50): ADP, AFL, BAX, BDX, CAT, CL, CLX, COP, DE, EMR, GE, GPC, HCP, HSY, IBM, KMB, MKC, NEE, QCP, SHPG, SJM, UTX, V, VZ, WFC, WMT. (Also small stakes in COST, VIG, VOO and VDIGX bought the same day as the DG50.)
Now, a little about me:
I am a 50-something former sportswriter who was sent on a permanent vacation during the Great Recession. That sucked, but my story is not a sad one. Unlike many folks who lost their jobs, I am not in financial distress, I am not depressed and I am not bored.
My wife is a pediatric nurse with a bullet-proof job and decent benefits. So after supporting her and our two kids (now grown) for most of three decades, the least she can do is support my semi-retired keister!
Because of Roberta's job situation, because we have zero debt (not even mortgage debt), because we no longer have any dependents and because we have been pretty diligent savers over the years, we are comfortable (though nowhere near rich).
Although we hold some funds, bonds and cash, my investing philosophy leans heavily toward Dividend Growth Investing. By early next decade, we want to live entirely off of our income stream, Social Security and pension payments - and therefore will not have to spend down the principal one iota. To accomplish this, we invest mostly in blue-chip companies with long track records of growing dividends. As of mid-2016, we are well ahead of pace to reach our goal.
When not researching investments and writing for Seeking Alpha and other Web sites, I coach middle-school girls basketball at Metrolina Regional Scholars Academy, the top charter school in North Carolina; we have won two consecutive conference championships won the first conference championships - the first two in school history! I also umpire youth baseball and referee youth basketball.
My wife and I dote on our 6-year-old pup, Simmie, and keep up on the doings of our now-grown kids, Katie and Ben. And we love to cheer on the basketball team of our alma mater, Marquette University, where we both majored in Journalism. Go Golden Warrior Hilltopper Avalanche Eagles! Also big fans of the Carolina Panthers.
I still occasionally post to the blog I initiated in 2007 -- lots of sports stuff, some politics, some personal junk -- at www.TheBaldestTruth.com.
If you’re on my profile page, you probably want to know a little more about me before signing up for the Mortgage REIT Forum. That seems reasonable.
Why is my name hidden?
I see things that are problems in the world and I work to correct them. I shine a light on places where companies don't want anyone looking. A few CEOs have reached out to me because they appreciated the thorough analysis; others have taken great offense because I go against the grain by calling out poor investments. Most analysts simply apply hold ratings or move on to find a different company to discuss. Executives of companies that are performing poorly on a fundamental level don’t want extra attention, so ignoring them is the safer course. Since I choose to highlight those problems, I keep my name off the site. Hiding my name makes it a little more difficult for those companies to try to silence me with nuisance suits.
Why did I pick mortgage REITs?
As I learned the sector, I began building more and more complicated models to estimate the fluctuations in value and performance across different mortgage REITs. I became even more interested as I found certain economic theories, such as efficient market prices, clearly did not apply. The lack of high quality public analysis meant investors were often poorly informed which set the stage for price failures. Economics would suggest that the rewards from this analysis must be the fair compensation for the talent that goes into finding them, but efficient markets still requires that the adjustment be immediate. It is not. Do you want an example? Look at the price movement in Resource Capital Corporation leading up to and following the earnings release (03/14/2017). There was a gap, even the morning of the earnings release, because the other professionals covering them needed time to update their expectations.
How did I build my system?
I was good at math and decent (certainly not great) at excel. I spent a great deal of time theorizing about how things worked and building models to represent that view. Then I would pull historical data from a company and see if my model was correct. If it was, great, I could expand the sample size. If it was wrong, I would look for the reason. I try to nail down as many variables as possible. The result of working long hours and constantly reassessing my beliefs as I tested them against the historical data was a deeper understanding of how the parts actually worked. This is why you may see me criticize analysts that put in a weak effort or try to cut large corners.
What is my view on risk?
There is a world of difference between the ways an investor can generate their returns. The traditional view is to see earning excess returns as compensation for taking on high levels of risk. I believe it is far better to focus on earning returns from catching market failures. These failures happen due to poor liquidity and investors (including analysts) working with incomplete information. I believe that by knowing the individual companies well, the investor can step in when the “risk” is heavily skewed in favor of “returns”. They should hunt for opportunities where there should be sufficient room for positive returns and very low probabilities of any major decline.
That theory guides my investment decision making. I do not try to generate higher returns, I try to generate more consistent returns by reducing the downwards risk. Occasionally that results in exceptionally high returns when something corrects, but it also means I am willing to pass on several decent opportunities because I want the risk/return profile skewed heavily in my favor.
It is also a reason you’ll see me emphasize preferred shares as an investment strategy. Some of these have very stable valuations and strong yields. At the same time, I will also look to sell the shares if I believe they are overvalued. This can be challenging for many buy and hold investors, but it is another way to take advantage of liquidity. I pay less attention to setting up those limit-sell orders on the preferred shares if I have a large cash position already, but if I see several things at attractive prices then I don’t want to stay in a share if I could reallocate the capital to something that is materially more attractive.
The subscription platform allows me to do a few things very well. It allows me to share the research I’m doing for my own investment decision making. It allows me to communicate rapidly with investors that are willing to pay for my best work. The editorial process takes time, but subscription articles can be posted as quickly as I can write them and upload the file. This is critical for updating investors to a liquidity event.
It also allows me to diversify income streams. With the growth in ad-blocking technologies and widespread use of mobile devices, I want more sources of revenue for my work. This is the only method I’ve found that works. Don’t take my word for it though, consider reviews from my subscribers. I’m still maintaining a perfect 5 star average rating.
Want Recent Examples?
Look at the tickers for RSO, ORC, and WMC. I was able to call a buy rating and two sell ratings. I would consider RSO and ORC homeruns (price movement over 15% within a month) and WMC a solid double (falling 7% to 8% to land within my suggested range for closing shorts). Disclosure: Long RSO.
I was a software engineer for a little over 21 years before I decided to call it quits to the corporate world when I was 45 years old (in 2014). I have always dreamed of retiring early, but I didn't plan to retire until I was 50 years old. When I realized my investment portfolio could generate the income I needed to free my life from the shackles of the corporate world, I quit my job and never looked back.
I did not win the lottery, inherited large sums of money, nor got lots of stock options from a company that I worked at that IPO'ed. It was all very hard-earned. I lived below my means and saved a substantial percentage of my take-home pay ever since the third year of my professional life.
I've been a lurker on SeekingAlpha for years, and finally decided to become a contributor to document my journey as an early retiree.
It's hard to categorize me as an investor. Although I'm mostly "dividend growth" minded, I also dabble in growth, deep value, speculation, as well as a little hedging now and then with options.
If you are interested in any of my digital utility solutions to add to your investing tool box to improve your investment outcomes, please visit my site
You'll find elegant applications that make it simple for you to track your portfolio in real time, make a watch list to follow in real time, track your dividend income and growth, and other applications. These applications will allow you to set alerts at prices you choose in order to obtain the yield and income that you want. They function as real time trade assistants and will improve your investment performance. You can even mirror the successful FTG Portfolio with "My FTG Mirror Calculator", and subscribers can mirror the premium subscriber portfolio with "MY RODAT Mirror Calculator" if they wish to emulate the out performance we've achieved in capital and income growth.
I am a retired clinical psychologist, and administrator and owner of a rehabilitation clinic we founded 40 years ago. For over 55 years I have managed several portfolios composed of investments accumulated over our professional careers. Since the financial crisis of 2008, I have employed specialized, customized dividend growth strategies aimed at enhancing and growing a dividend income stream.
Since December 24, 2014, I have demonstrated on Seeking Alpha the ongoing construction and portfolio management of the Fill-The-Gap Portfolio aimed at highlighting strategies investors may utilize to close the gap between an average Social Security benefit and the much greater costs faced in retirement.
This portfolio has outperformed all of the broad market indexes by a very wide margin, growing dividend income and total portfolio value consistently while the broader indexes struggle in negative territory all year.
Aside from free articles available to the general public, additional early-access, value-added ideas and deep-dive articles are offered to paid subscribers on my premium SA platform, "Retirement: One Dividend At A Time"
Let me show you how to build and grow your portfolio and dividend income, step by step, towards a comfortable and secure retirement.
My purpose is to purchase great companies at great value. My goal is to assemble a portfolio of dividend growth stocks that will continue to pay and increase their dividends annually in order to achieve my goal of financial independence. Financial independence for me is to have my dividends cover my living expenses come retirement (or sooner would be better!).
I have called my portfolio the Accelerating Dividends Portfolio. My portfolio consists of the following stocks right now:
Core: HAS, OHI, SBUX
Supportive: LYB, EXR, WYN, ABBV, AMGN
Speculative: T, SKT, QCOM, FAST
You can read my investment here.
As for myself, I am a part-time, self-educated investor who works a full-time day job as an intelligence analyst. I bring my thought process from my job with me to much of my daily life. I like to ask questions, particularly some that are hard and not really talked about. I like to find data and do analyses in order to support or refute my ideas and answer my questions.
I came across the dividend growth investing model when I was searching for a better way to invest my money. I love and advocate the dividend growth investment model because it has touched and inspired me, made the most sense to me and helps me to sleep well at night.
I have been enthralled over the last few years with finances (if I could change careers, I would move to financial advising in order to pursue this interest full-time). This interest has stirred within me a great desire to learn and although there is always more to learn, I continue to enjoy the challenge of acquiring more knowledge and experience. I enjoy applying what I have learned particularly in my writing here on Seeking Alpha. I also apply many of my analytic skills and thinking to my articles in order to stimulate discussion to get many points of view. This helps me enhance my own opinion, perspective, and thought process. I hope that what I share will be of worth to the Seeking Alpha community.
I hope you will follow me along this journey towards financial independence and accelerating dividends!
Fredrik Arnold is my pen name. In 2012 I retired from doing quality service analysis in Boston and moved to North Carolina in 2013. My fascination with capital preservation, long-term investments, and trading systems keeps me blogging for Seeking Alpha. My articles focus on dividend yields, analyst mean 1 yr targets, free cash flow yields, and one year total returns as stock trading indicators. These are essential tools for catching the most valuable dividend dogs. My dividend dogcatcher premium site in the Seeking Alpha Marketplace shows real-time trading results.
Brad Thomas is a research analyst and he currently writes weekly for Forbes and Seeking Alpha where he maintains research on many publicly-listed REITs. In addition, Thomas is the Editor of the Forbes Real Estate Investor, a monthly subscription-based newsletter. He is on the Advisory Board of NY Residential REIT and he is a shareholder and publisher on TheMaven (MVEN).
Thomas has also been featured in Forbes Magazine, Kiplinger’s, US News & World Report, Money, NPR, Institutional Investor, GlobeStreet, CNN, Newsmax, and Fox. He is the #1 contributing analyst on Seeking Alpha in 2014, 2015, and 2016 (based on page views).
Thomas has co-authored a book, The Intelligent REIT Investor, and is the author of The Trump Factor: Unlocking The Secrets Behind The Trump Empire (available on Amazon).
Thomas received a Bachelor of Science degree in Business/Economics from Presbyterian College and he is also on the Advisory Board of the Donald J. Trump Presidential campaign.
Nothing I write should be considered investment advice. Only you can decide if any specific financial asset, security, allocation, opinion, idea, etc. is best for your financial portfolio.
Author of two books, available here, Options Strategies Every Investor Should Know and The 5 Fundamentals of Building a Retirement Portfolio (both available in paperback and eBook).
I started with Benjamin Graham and Peter Lynch but my all time favorites are Bruce Greenwald and Pat Dorsey. Read all the Berkshire Hathaway letters and I could say I am a Warren Buffett admirer.
Right now my focus is on finding mid or large caps with high returns on investment and reasonably priced. And then buy and hold.
I live in Spain so I may write about Spanish stocks, the Spanish market is quite limited though.
Reuben Gregg Brewer spent about 15 years at world renowned Value Line, the Publisher of The Value Line Investment Survey. During this time he worked in various facets of the company's research efforts, including equities, mutual funds, convertibles, and options. For six years, he directed all of the company's research efforts as Value Line's Executive Director of Research. Today he writes about the things that interest him.
On October 31st, 2014, I retired. Turned in the keys to the company car, gave them my computer and my account lists and joined the ranks of those who "slipped off into the sunset." I never thought in retirement that I would be this busy. It's fun. Time with the grandkids, time to perfect my cooking skills, and time to travel and check off the things on my bucket list. I should have done this a long time ago.
Independent banking research, focusing on large U.S., Australasian and European banks. I identify long and short ideas and trading strategies around special events (CCAR).
To benefit from independent insights and quality analysis from a banking insider - subscribe as a "real-time" follower above.
Moon Kil Woong is currently a VP at a SME. Previously he was a tech stock consultant, VP of Research at ING, and sell side Director at Crédit Agricole Indosuez. Moon Kil Woong has a Masters in Public Administration from SJSU.
I am a PhD candidate in deep learning. I mostly write on technology and have recently started a "under the hood" series on artificial intelligence and technology. If you want me to cover any specific piece of software, technology or company as part of the series, shoot me a message or comment.
Janus Henderson Investors exists to help clients achieve their long-term financial goals.
Formed in 2017 from the merger between Janus Capital Group and Henderson Global Investors, we are committed to adding value through active management. For us, active is more than our investment approach – it is the way we translate ideas into action, how we communicate our views and the partnerships we build in order to create the best outcomes for clients.
There are three key principles that underpin the way we work with our clients:
-We put our clients first
-We act like an owner
-We succeed as a team
We take pride in what we do and care passionately about the quality of our products and the services we provide. While our investment managers have the flexibility to follow approaches best suited to their areas of expertise, overall our people come together as a team. This is reflected in our Knowledge. Shared ethos, which informs the dialogue across the business and drives our commitment to empowering clients to make better investment and business decisions.