About my pic: taken at sunset from our condo in Maui. About me: I grew up with a mother who worked to support three kids. My life/wealth is a product of hard work and choices of my own making. I have been a computer engineer for nearly 29 years. My real passion, however, is dividend growth investing (DGI). I spent countless hours/years researching investment philosophies and styles. After losing money by trying to "time the market", I finally decided that the investing style for me is one focused on income and total return. I now consider myself primarily a "dividend growth investor" focusing on continuous growth through compounding of re-invested dividends. My goal: To create an investment portfolio whereby, in retirement, I can live in large part, from dividend and other investment income without selling assets which diminish my base. I have been a DGR since 2006 and I can tell you, without hesitation, if you want to sleep well at night, you should explore DGI. My soapbox: Look at the power of compounding... and turn off the fools on TV and print who tell you what to buy/sell and are focused on the near term. Look for quaity companies with a long history of dividend payments and growth, that have a good chance at standing the test of time. Finally, read the SeekingAlpha authors who focus on this strategy. They are strongly convinced it is the best way to go and with good reason. It is the best long-term wealth creation on the planet regardless of what the "traders" tell you. I am an investor. Plain and simple.
An independent investor. I retired in 2015 and I'm looking forward to what lies ahead. After 34 years of working for a global Dividend Aristocrat and traveling internationally for the last 15 years, I now have the time to do the things I want to do on my schedule. From an investment standpoint I have been navigating the maze of stocks, bonds, REITs, ETFs, and mutual funds for over 35 years and during that time I have learned a lot. Generally, it's been a good ride, and hopefully I have learned from my mistakes. I am currently focused on transitioning my existing stock portfolio to build out a DGI portfolio which will provide additional income in retirement. Current stock positions include: T, JNJ, GILD, MMM, BAC, USB, CMI, O, MBLY, PG, HD, XOM, AZO, BX, UNH, V, SWN, MO, GE, CSCO and FAST.
New to the dividend game, but learning. I hope to retire in 5 years or at least not working for the man. I'm a scientist and have no background in investing and my company cancelled the pension in 2007. I took the proceeds and started building my own pension. All of my investing is done within my IRA. Holdings: AAPL, ABBV, BKCC, BBL, BP, CLX, COP, CVX, DLR, JNJ, KO, MCD, MO, MSFT, O, OHI, DX, GIS, JNJ, KMI, T, XOM
OK, it's now about three years after I first started lurking around SA and one year into my retirement. Thanks to getting heavily back into the market in 2009 and jumping into the world of high div and high div growth stocks (MLPs, REITs, BDCs, CEFs, and some of the 4+% big cap div growth stocks), I can afford a few speculative trades now and then.
My timing was perfect with early to mid 2009 as a major entry point for me for 90% of my portfolio. However, my speculative trades and channel trades have not worked out so well timing wise, but I keep these trades to 5-10% of the total investment portfolio.
Currently, working on techniques to minimize risks to income from investments while minimizing the time required to maintain the stocks in the portfolio. Investment income and a pension from a high-tech company are more than enough to support my wife and I at 57 and 62 years, respectively, and we've decided not to draw social security early.
I continue to think SA is one of the best avenues around for learning and sharing about investing, and encourage everyone to always do their own DD. May one day become a contributor.
I have engineering background and have worked for 35+ years as a software engineer and a systems analyst in the computer field. I am over 60 and have retired recently. Over the years, I have invested in mutual funds and ETFs but was caught off-guard by the 2008 market crash. So, I decided to learn more about investments. Last year, I came across Seeking Alpha and found it of tremendous value. I realize that there are many people on the forum who are ready and willing to share their expertise and experiences with others. My investment approach seems to be be evolving, and my current approach is:
(1) Use ETFs or CEFs for the fixed-income part of the portfolio. The % for this may vary based on many factors.
(2) Invest in utility and energy preferred stocks.
(2) Invest in quality growth companies that provide dividends between 3% to 5% that have a history of increasing dividends by about 8% or more.
(3) Invest in REITs, MLPs, and gas/oil royalty trusts with dividends ranging from 5% to 8%.
(4) Invest a small portion of portfolio in oil, energy and high growth stocks, especially in the energy exploration area.
I like to position the portfolio with low volatility, stay abreast with the news and inputs from many SA authors, and thus make informed buy/sell decisions. Use both technical and fundamental analysis. The cash position is at least 10% or more to take advantage of various bargains for the quality stocks.
Though I see myself as a long-term investor, but I also like to take advantage of short-term opportunities in energy, metals, and agriculture areas. I have used Dollar Cost Averaging for purchasing quality stocks and have closed positions if the intended expectations were not met based on certain criteria.
I am currently learning about the 20/50/200 moving averages to put trailing stop losses for my various positions. I have been whip-sawed a few times and noticed that the stock price came back soon. For now, the intention is to leave the core portfolio alone and add to it during major market dips. Mostly I use 'limit order' approach for buying and trailing stop loss for selling.
I have many favorite SA authors whose writings I admire and am always learning from them. It is indeed a joy to be able to find this forum and to share investment ideas, tips, research, market news and sentiments, and utlize all this to make prudent investment decisions.