Born in 1934; retired lawyer; full time investor. I analyze investments on an after tax basis. I have both taxable and tax deferred accounts.The investments in my currently taxable accounts are predominantly tax deferred midstream MLPs, although I am now adding smaller positions in a panoply of large non-energy related C corporations as well.. The investments in my qualified retirement plans are currently BDCs and REITS.
I have had a forty year career in business, banking and finance. I retired as a financial advisor with Prudential Securities and have managed our personal investments in retirement for the past ten years. I have a B.A. in economics and am a graduate of the Prochnow Graduate School of Banking program at the University of Wisconsin-Madison. I also was organizer and president and CEO of a community bank in suburban Chicago prior to it's acquisition by a major national bank.
I am a long only investor with a balanced portfolio of growth and income equities as well as a mix of REIT, MLP, CEF and ETF investments.
Individual Investor. Have always used discount brokers for trades and complete my own research. Paid for my daughter's college education by investing modest amounts of money starting the month she was born.
I was a technican in telephany. I began investing for income in 1998, to prepare me for early retirement, which occured in 2003. I look at MLPs, BDCs, REITS involved in finance, senior living,and diversified very very carefully. I have a bond fund, preferreds, and dividend aristocrats through challengers. I now try to stay away from cyclical industries. I look at payout ratios, or CAD to determine the comfort level for covering dividend payouts.