I am professionally a real estate lender/ landlord / buyer of mortgage workouts, BK, or other distress. Its important to focus where one has found an edge. Recreationally, I am a private pilot, sailor and skier. I speak some Japanese and Spanish and have lived and worked in South America and Asia. I manage some friends and family money as well as my company investments. About 80% of my net worth is in mortgages and rental real estate some land, the remaining is in public exchanges.